Vivian Ugorji
PROFILE SUMMARY
I am Vivian Ugorji, holding a bachelor's degree in Banking and Finance. With extensive experience in
the professional space, I have developed a diverse skill set encompassing various departments,
including Operations, Virtual Assistance, Customer Service, Email Marketing, Reconciliation &
Settlement Analysis, Chargeback Management, Startups, Mobile Payments, Revenue Assurance, and
Data Analysis. This broad expertise has equipped me with a comprehensive understanding of the
financial technology sector and its related fields. I consider myself responsible and creative, with a
strong sense of initiative. I thrive in collaborative environments, working with teams to solve
problems efficiently and achieve organizational goals. I am confident that my diverse experience and
proactive approach make me the right candidate for any organization looking for an enthusiastic and
skilled professional to join their team.
EDUCATION
Internationally Evaluated Credentials
Bachelor of Science – Banking and Finance
Imo State University | Owerri, Nigeria
2015
SKILLS
Settlement Reconciliation
Effective and Professional Communication
Bank Statement Reconciliation
Documentation Management
Microsoft Excel and Other Office Tools
Team Collaboration
Flexibility and Adaptability
Integrity, Trustworthiness, and Innovation
Fast Learner
Customer Service
Analytical/Problem-Solving Skills
Energetic and Hard-Working
Effective Time Management
Proficiency in Software and Tools (Microsoft Suite, Slack, JIRA)
Effective and Professional Communication
WORK EXPERIENCE
Reconciliation and Settlement Analyst
9japay | Lagos, Nigeria
May 2024 - Present
Reconcile daily, weekly, and monthly transactions.
Perform analysis of settlement data to extract valuable business intelligence.
Ensure daily settlement value is transferred to the company’s position.
Investigate and resolve unsuccessful transactions.
Manage relationships with partners related to settlement and reconciliation.
Reconciliation, Revenue & Fraud Associate
Dot Microfinance Bank | Lagos, Nigeria
Reconcile transactions and perform settlement analysis.
March 2023 – May 2024
Ensure daily settlement value transfer and resolve delayed settlements.
Investigate and prevent fraudulent activities.
Collaborate with internal teams and external partners on reconciliation and fraud issues.
Utilize data analysis tools to identify inconsistencies and suspects.
Banking Operations Associate
Dot Microfinance Bank | Lagos, Nigeria
February 2022 - February 2023
Set up workflow processes for smooth operations.
Keeping track of day-to-day activities and resolving any problems that may arise.
Manage daily task and responsibilities.
Develop best practices for successful banking operations.
Manage service discrepancies and ensure data accuracy.
Collaborates with partners and colleagues to enhance the efficiency and effectiveness of the
operations of the business.
Build trust and relationships with merchant partners.
Customer Service Specialist
Accelerex Network Limited | Lagos, Nigeria
December 2018 – February 2022
Handled customer inquiries and resolved issues related to transactions and settlements.
Prepared detailed reports on customer concerns and transaction discrepancies.
Coordinated with settlement banks and payment processing companies to resolve customer issues.
Collaborated with the chargeback team to address and resolve customer disputes.
Assisted agents with funding issues and ensured accurate processing of invoices.
Customer Service Executive
The Point Luxury Hotel | Anambra, Nigeria (Remote)
March 2018 – Present
Handle and respond to over 150 customer inquiries daily.
Establish and maintain relationships with clients and team members.
Resolve customer complaints diplomatically.
Manage internal knowledge database.
Personal Assistant
Akpugo Primary School | Enugu, Nigeria
February 2017 – December 2017
Managed the school principal’s schedule and appointments.
Organized and maintained confidential files and documents.
Assisted with administrative tasks such as drafting correspondence and preparing reports.
Coordinated meetings and took minutes during staff meetings.
Handled communications with parents, staff, and external stakeholders.
Certifications and Trainings
Data Analytics (2023)
Back Office Operations, Settlement & Reconciliation Training Programme (2023)
Managing Risks & Fraud on Mobile Payment Platforms (2022)
Business Intelligence Analyst (2021)
Basic Financial Literacy Training (2021)