Stephen Sammut Nurminen

STEPHEN SAMMUT FINANCE PROFESSIONAL PROFILE CONTACT - Finance professional with over 15 years' experience in financial reporting, reconciliations, and accounting systems across international and SME environments. Proven track record of streamlining finance operations, supporting audits, and delivering insightful reporting. Comfortable working independently or as part of a dynamic team, with strong communication and analytical skills. - Naxxar, Malta Linkedin SKILLS Financial Reporting Xero & Netsuite VAT Compliance Month-End Close Reconciliations Audit Support Advanced Excel Management Accounts Communication LANGUAGES English (Fluent) Maltese (Fluent) WORK EXPERIENCE Find.co Senior Financial Controller 2022 - 2024 Produced monthly and quarterly financial reports to support strategic decisions. Managed a 3-person remote team and streamlined workflows using Trello. Coordinated external audits and ensured compliance with financial policies. The Wknd Senior Finance Executive 2022 Prepared monthly financial statements and variance analysis reports. Reconciled bank accounts and handled accruals and prepayments. Supported compliance reviews and managed expense reporting systems. Self-Employed Freelance Accountant 2021 - Present Delivered bookkeeping, VAT returns, and management reporting for SMEs. Set up cloud-based systems (Xero) and advised on finance process improvements. Liaised with auditors and tax advisors on behalf of clients. Finisterre Malta Limited Finance Manager 2019 - 2020 Managed monthly reporting and budgeting across Malta, UK, and US entities. Led audit preparations and assisted with regulatory reporting requirements. Acted as banking contact and managed invoice reviews through procurement systems. Casumo Services Limited Finance Officer 2016 - 2019 Prepared monthly accounts and reconciled bank and payment provider data. Streamlined finance processes by introducing automation and efficiency tools. Supported ledger management and handled complex payment postings. WORK EXPERIENCE - CONTINUED VOLUNTEER EXPERIENCE CHARITY RUNNER Initiated and lead “Move for Meals,” a self-driven charity initiative using endurance running to raise awareness and provide meals for individuals experiencing homelessness in Malta REFERENCES Michael Thornton Finisterre Limited | CFO Maitland Malta Limited Private Client Accountant 2012 - 2016 Produced investment valuations and drafted accounts for global clients. Managed VAT returns, bank reconciliations, and client billing cycles. Supervised junior accountants and ensured accurate bookkeeping. PwC Malta Corporate Services Executive 2010 - 2012 Maintained statutory company records and general ledgers. Prepared management accounts, financial statements, and annual returns. Liaised with clients, banks, and local authorities on compliance matters. Noel Muscat & Co. Junior Accountant 2008 - 2010 Assisted with VAT submissions, reconciliations, and monthly closings. Supported audit preparation and handled general ledger operations. Developed core accounting skills in a fast-paced practice environment. Matthew Borg Manche Casumo Services Ltd | Director EDUCATION ACCA Global UK Fundamental Levels (F1 - F9) 2011 - 2014 Junior College, Malta A Levels (Maths & Computing) 2002 - 2005