Khouloud Kacem

Khouloud Kacem Ennasr 1–Ariana – 2037 –Tunisia Mobile: - Email:-Nationality: Tunisian Date of Birth: 03/27/1993 Marital status: Single Work Experience MIDDLE EAST INVESTMENT INITIATIVE (MEII) - OPIC Guarantee Fund Research and Credit Analyst       November 2018-To Date Help the credit specialists to prepare credit reports for review and approval of TCGF (Tunisian Credit Facility Guarantee) credit committee Participate in the credit committee meetings. Analyze the eligibility of borrowers for participation in the Middle East Investment Initiative Program. Analyze the credit worthiness of SME loan applications (Short term loans) and managing guaranteed loan portfolios with three partner banks Attijari Bank, Amen Bank and Arab Tunisia Bank. Perform due diligence and credit analysis on proposed loans from the participating banks utilizing cashflow based lending methodologies. Provide support in preparation of mid-term credit reports for rescheduling and update risk rating and impact score accordingly. MIDDLE EAST INVESTMENT INITIATIVE (MEII) - OPIC Guarantee Fund Trainee       October 2017-October 2018 Create a financial database used for credit and Peer Analysis. Database Feeding, and getting familiar with pivot tables, dynamic calculations and sectorial analysis. Evaluate SMEs' and partner banks' key sectors. Prepare monitoring reports on the economic situation of the country/market. Improve the MEII Environmental and social management system with the country manager (ESMS). Provide the credit team with various support functions that includes market research and evaluations of key SME sectors and partner banks. Education Master's degree in Finance, Insurance and Risk Management- July 2017 Mediterranean Private University-Tunis Bachelor’s degree in Finance- June 2015 Higher Institute of Management-Sousse Baccalaureate (Experimental Science)- June 2012 Gafsa Pioneer High School Technical Skills and Competences - Arabic (mother tongue) - English (Fluent) - French (Fluent) - Spanish (Basic knowledge) Microsoft Office: Word, Excel, PowerPoint, Visio Financial Software: MIS, Eviews In progress Microsoft BI Certification Course -Udemy Business Analytics Certification Course -Coursera Interests Wes Anderson and Quentin Tarantino Movies Jazz and Blues Mindfulness Cycling Conferences attended Commercial Law Development Program and AC Franchise-Franchise Business Club, April 4th 2018 MIQYES-CONECT -The health of SMEs in Tunisia, March 3rd 2018 Webinar - Enabling Entrepreneurship: Digital Financial Services That Are Helping Put Women in Business, October 10th 2018 Tunis MedFranchise, December 12th 2017