JAKE DEMARCO
- |-| Linkedin - Jacob DeMarco | Chicago, IL
PROFILE SUMMARY
Strategic Finance Professional | ABL Portfolio Manager | Entrepreneurial Leader
Results-driven Portfolio Manager with 4+ years of experience in commercial lending, credit underwriting, and financial modeling.
Known for solving complex problems, leading cross-functional projects, and contributing to over $300MM in loan commitments.
Passionate about continuous improvement and innovation—both in finance and in launching a client-focused private dining venture.
Strong collaborator, strategic thinker, and effective communicator who thrives in fast-paced, evolving environments.
PROFESSIONAL EXPERIENCE
Jan 2021 - Present
Wintrust Financial Corporation
Portfolio Manager, ABL National (Jan’24 - Present)
Lead financial analysis and underwriting for new and existing middle-market ABL clients, managing credit risk and structuring
complex transactions.
Built financial models to evaluate cash flow, collateral coverage, and borrowing capacity, influencing over $300MM in total
deal commitments.
Partner with senior management, legal, and operations to execute tailored financing solutions in a fast-paced, deal-driven
environment.
Developed and implemented new risk assessment tools and frameworks to standardize underwriting across the ABL division.
Mentor junior analysts and interns, providing guidance on credit memo development, financial modeling, and process
workflows.
Contributed to scaling a newly formed ABL team by refining internal procedures and participating in hiring and training
efforts.
Credit Analyst (Jan’21 - Jan’24)
Rotated across C&I Lending, Government Lending, Factoring, and ABL, gaining diverse exposure to lending strategies and
client needs.
Conducted in-depth financial and industry analysis to support underwriting decisions for commercial clients in various sectors.
Collaborated with cross-functional teams including relationship managers, credit officers, and external counsel.
Assisted in development of internal monitoring tools to track portfolio performance and covenant compliance.
Built strong working relationships with clients, attorneys, and internal stakeholders to improve deal execution and service
delivery.
Private Provisions
Small Business Owner
Dec 2024 - Present
Developing a private dining experience focused on Italian cuisine, managing menu creation, budgeting, and operations
Manage all aspects of business including menu development, budgeting, procurement, marketing, and client relations.
Utilize financial acumen to price offerings effectively, manage margins, and drive growth through customer satisfaction.
Salutos Pizza & Pasta
Server / Kitchen Assistant
2015 - 2020
Delivered customer service in a high-volume restaurant while supporting back-of-house food prep and operational flow.
Learned foundational skills in team coordination, multitasking, and food quality management.
Auburn University
Bachelor of Science in Business Administration
Major: Finance
2017 - 2021
STRENGTHS AND EXPERTISE
Financial Modeling & Analysis | Business Strategy | Client Relationship
Management
Microsoft Excel | Financial Statement Analysis
Negotiation & Risk Assessment | Process Improvement | Industry Research
Strategic Problem-Solving | Data-Driven Decision Making
Organizations: Turnaround Management Association (TMA) | Secured
Finance Network (SFNet)
INTERESTS
Cooking
Golf (former Caddy)
Chicago Bears (Unfortunately)
Film
Chicago 2024 Marathon
