Clive Malungah

Highly  accomplished Senior Product Leader with over a decade of experience driving high-impact product initiatives

across global Big Tech (Microsoft, AWS) and deep FinTech/RegTech environments. Specialized in defining and scaling

AI/ML-integrated AML/KYC and compliance platforms for customer onboarding, screening, and transaction

monitoring. Proven track record of generating significant commercial value, including driving $19M in Annual

Recurring Revenue (ARR) through upsell motions at Microsoft and boosting digital onboarding conversion rates from

35% to 68% at Xapo Bank. Recognized for translating complex regulatory requirements into audit-ready, customer-

centric products, and leveraging strategic insights to lead cross-functional delivery in complex, regulated ecosystems.