I am writing to express my interest in the position at your firm. With a postgraduate degree from IIM Mumbai (formerly NITIE) and over two years of experience post MBA in credit risk analytics, dashboard automation, and portfolio strategy within the BFSI sector, and before MBA 2 years experience as a Junior Engineer in Operations and Maintenance Dept. I am confident in my ability to contribute meaningfully to your analytics and decision-making teams.
Currently i am a Senior Manager - Collection Analytics at Kotak Mahindra Bank based out of Pune, I have developed and deployed predictive collection models using XGBoost, achieving a Gini uplift of 45 and 17 points for pre- and post-due customers respectively. I also spearheaded the automation of KPI and model monitoring reports using Python and SQL, reducing processing time by 80%. My work led to a 60% adoption of the “Self Cure” segment and significantly improved digital allocation in collections.
My technical proficiency includes Python, Power BI, SQL, and Excel (with advanced Macros), and I have a consistent track record of delivering insights through high-impact dashboards and data models. Beyond analytics, I’ve worked closely with cross-functional teams including risk, business, and strategy, which has sharpened my stakeholder management and communication skills.
I am excited about the opportunity to apply my experience in data-driven decision making and financial analytics at your firm. I would welcome the chance to further discuss how my background aligns with your team’s goals.
Thank you for considering my application. I look forward to the possibility of speaking with you.