A seasoned transformation and AI consultant with over a decade of experience leading complex digital and data
initiatives across financial institutions, global banks, airlines, and multidisciplinary developers in the UK, Asia,
and Hong Kong. I specialize in applying artificial intelligence, data-driven decision-making, and automation to modernize digital channels, optimize payment systems, and enhance operational intelligence. With a strong technical foundation, I lead large-scale AI-enabled transformation programmes that unlock new business capabilities, improve regulatory agility, and elevate customer experience.