Vadym Dubenko

Vadym Dubenko -- Kyiv, Ukraine References: LinkedIn Facebook 3.5 years of experience as a Data Entry, Credit Risk Analyst and Underwriter for the US Merchant Cash Advance industry. Experienced in analyzing a big amount of financial data for flexible and reliable evaluation of risks and potential gains. Supervisor of the Data Entry department and trainer of the newcomers for the Data Entry and Underwriting departments. Capable to work under pressure and perform an organized multi-task activity with reaching designated deadlines. EXPERIENCE Credit Risk Analyst & Underwriter at Lexio Capital (Kyiv, Ukraine) Jan 2022 — July 2023 ● Generating approval or decline decisions for small business applicants. ● Determine the ability of the client to repay financing based on analysis of the client’s cash flow statements, Experian reports, and other financial information. ● Perform detailed financial analysis on the small business, including trend and ratio analysis, and interpret the financial information to determine credit quality and cash flow adequacy. ● Determine funding amounts using pricing formulas. ● Assess risk and prevent fraud on applications in the final review. ● Create new and correct current guidelines for the company policies. ● Conduct training for the newcomers in the Data Entry department and Underwriting department. ● Lead a team of 4 data entry specialists and 2 underwriters. Data Entry & Underwriter at FiveTower LLC (Kyiv, Ukraine) Oct 2019 — Jan 2022 ● Analyzing, processing, and entering data received in applications. ● Checking the received financial and general information for relevance, fraud, and compliance with the stated parameters. ● Analysis of bank statements and entering the necessary information in the corporate database for further analysis at the Underwriting department. ● Drawing up the final summary of the received data with an indication of the strengths and weaknesses of the applicant, pointing out any special details that require further verification at the Underwriting department. ● Perform detailed financial analysis on the small business, including trend and ratio analysis, and interpret the financial information to determine credit quality and cash flow adequacy. ● Determine funding amounts using pricing formulas. SKILLS Environment & Tools Windows Fund Perfect Microsoft Word Excel PowerPoint Analysis FICO reports Bank statements Business performance Fraud checks The efficiency of the current guidelines Management Training for the staff Participation in the development of new and adjustment of existing rules of work of the underwriting department Reports on staff efficiency and required improvements EDUCATION Bachelor of International Journalism at Kyiv International University in July 2005.