Urvi Shah

Urvi Shah Tel : - Email :-Address : 5, Om Mangalaya CHS, Tilak Chowk, Kalyan (W) – 421301 I’m passionate and willing to work for an organization which will help in value addition and serve as a spring board to move ahead in my career by providing me interesting opportunities and harness the best of my caliber. Education: • • CA Inter (Final Appeared) from Institute of Chartered Accountants of India November 2012 Bachelor of Commerce from Mumbai University, India - April 2014 Experience: Tata Capital Financial Services Limited (through Manubhai and Shah CA firm) April 21, 2018 – Feb 10,2020 Credit Analyst (CFD-Leasing) • • • • • • • • • • Key Responsibilities: Conducting internal check for fresh/enhancement deals and ARN’s. Gathering the required information for credit appraisal for proposals received. Scrutinizing the papers in the proposal file as per company’s Credit policy and correlating the information submitted against the parameters set. Processing of credit proposal by doing financial analysis which includes Balance sheet analysis, credit rating, computation of DSCR, comparative analysis & Sensitivity analysis Assisting in processing the Credit Proposal and recommending it to the sanctioning authority for sanction Bringing any deviations in the credit proposal from the company’s credit policy to the notice of sanctioning authority. Ensuring overall credit proposal TAT for the department Assisting in preparation of credit note for new and enhanced facility. Monitoring and reporting market news for top customer’s and credit concern cases Driving project for proposing pre-approved limits to high rated companies and old customer’s with good credit track record. Mondelez India Foods Ltd (through Baldwa and Rathi CA Firm) November 2016 – December 2016 And June 2017 – August 2017 Key Responsibilities: • • • • Systematic analysis and comparison of the data as provided in the bank statements and as appearing in the ledger dump of SAP. Preparation of Statement of Reconciliation. Preparation of pricing master data representing all the product code including the various discounts provided by the company. Verification of the Price, discounts and taxes reflected in SAP with the purchase order of client and analyzing the difference and rectifying the same. Clearing Corporation of India Ltd Industrial Trainee– Accounts & Finance January 2015 – December 2015 Key Responsibilities: • • • • • • Transaction processing of payments and revenues.. Calculations of Service tax as well as TDS monthly payments and preparation of service tax input credit register. Bank Reconciliation, Assisted in finalization of books of accounts. Understanding entire process of functioning of a company. Assisted in Service tax assessment. Rathi & Associates, Chartered Accountant Firm Article Assistant • • • • • • • January 2013 – December2014 Audit: VAT Audit, Conducted Tax and Statutory Audit for companies and firms dealing in Manufacturing Sector, Hotel Sector, Retail Clothing Sector and Printing & Processing Sector. Works undertaken include preparation and finalization of final accounts, ratio analysis of final accounts, ledger scrutiny and vouching, physical inventory verification, compliance with various statutory requirements. Taxation: Income tax return preparation and filing for Individuals, HUFs, Partnership Firms and Private Companies. Tax Audits u/s 44AB of the Income Tax Act, 1961 for Proprietors, Firms and Private Companies up to finalization of accounts and preparing annual reports. Tax Deducted at Source, VAT, Service tax returns preparation and filing of various clients. Drawing up representation letters to the Income Tax Authorities in response to the notice issued by them under section 142(1) of the Income Tax Act, 1961. Registration under VAT, Service tax and Companies Act. IT Skills: • Completed 100 hours of Information Technology training conducted by The Institute of Chartered Accountants of India. • Proficient in MS Office (Word, Excel, PowerPoint). • Worked on accounting and taxation software like Tally, Taxbase. PERSONAL DETAILS: Date of Birth Gender Marital Status Languages Known : : : : 16 July, 1993 Female Married English, Gujarati, Hindi, Marathi