Swatantra Kumar Giri

I am an experienced Financial Analyst currently working at Biz2Credit, specializing in the US Commercial Underwriting process. With over 2.5 years of expertise, I focus on evaluating financial and legal documents for small to medium business loans.

My core responsibilities include reviewing and preparing legal documentation such as contracts, disclosures, early payoff letters, Paychex reports, and direction letters. I also extract and analyze financial data from bank statements, tax returns, credit reports, and clear reports to assess the creditworthiness of businesses.

Additionally, I conduct business entity research and verify ownership structures, which helps ensure compliance with underwriting standards. My work has consistently supported timely loan processing and decision-making for clients across the US.

I bring a detail-oriented approach, strong analytical skills, and a deep understanding of credit risk, financial ratios, and commercial lending practices. My goal is to deliver high-quality, accurate, and timely reports that assist in making sound lending decisions.

I am currently seeking remote freelance opportunities in financial analysis, underwriting support, or loan document review—where I can leverage my knowledge and deliver value to global clients.