Susmit Pradhan

SUSMIT PRADHAN --- CAREER OBJECTIVE Prove to be an asset by playing a major role in the prosperity of the organization and growth of oneself. Always strive to do very best to evaluate success in order to live up to the standards set by management of an organization. SKILLS AND STRENGTHS  Efficient team player.  Highly adaptable  Well versed with the concepts of Financial instruments (Equity, Debt, Mutual Fund) & Financial Management.  Drive to exceed expectations coupled with good comprehension of financial markets.  Knowledge and workability on Finacle Software    Disciplined in meeting deadlines, goaldirected, strong on follow-up, and good under pressure. Computer Literate: Ms Office and Working Knowledge of Internet Agreeableness to learn new things. EDUCATION 70.40%  2013 - MBA in FINANCE from Alliance University 2009-B.Tech Electrical engineering from KIIT University 58.30%  53.20%  2005 - Class 12 from KENDRIYA VIDYALAYA NO 2, CBSE 65.40%  2003 - Class 10 from DAV PUBLIC SCHOOL, CBSE  CERTIFICATE IN e-ACCOUNTANT AND TAXATION MANAGEMENT FROM MSME(GOVT OF INDIA  POST GRADUATE DIPLOMA IN BANKING OPERATIONS FROM IFBI . WORK EXPERIENCE HDB FINANCIAL TERRITORY MANAGER(LAP-DSA VERTICAL) SERVICES LTD OCTOBER 2016-May2017 -CAM review and analysis KEY -Rentention of foreclosure clients and RESPONSIBILITIES servicing their requirements. -Analaysis of technical and legal aspect of mortgage creation and valuation -Sales drive and branding promotion -Understanding the debt-equity analysis . -collateral management -structured finance and analytics according to clients requirement. - Plotting the escrow arrangement through LRD. -Reconciliation of various banking Reliance LTD capital Branch sales manager-commercial APRIL2015-OCTOBER 2016 loans(SME-Mortgages) -CAM plotting and analysis. KEY -Mortgage expert RESPONSIBILITIES -Sales drive and branding promotion through DSA and DST -Understanding the debt-equity analysis . -collateral management -structured finance and analytics according to clients requirement. - Plotting the escrow arrangement through LRD. -Reconciliation of various banking,tax and financial statements. ICICI Bank ltd. OFFICER- Retail Branch banking operations Sept2011 – July 2013 Key  Compliance and KYC Handling with due diligence in accordance Responsibilities with RBI.  Collate and analyse financial data from various systems and reports  Wealth Management of high net worth clients  FOREX transactions with due diligence in accordance with FEMA.  Cash Management in accordance with the GL and CASA ratio of the Bank  Management of the non- cash items like cheques and drafts.  ATM management  Promotion of different products of the bank through various events with active participation.  Attended various training programs of RBI related to Branch Banking.  Monitoring Credit Payments  AML management.  Direct and cross sales of insurance and mutual fund products.  Managing compliance with ICICI bank ltd and GL control framework policies,principles and procedures Achievements  Ensure financial control and Sarbanes Oxley(SOX compliance)  Qualifier and Winner in various Intra-bank contest (sales and operations related). PROJECTS AND INTERNSHIPS : Project:Engineering project on electrical functioning and controlling of NTPC Ltd. Internship 1:Retail branch banking operations of ICICI bank Ltd(3 months-paid internship) Summer training: Financial projections and business modelling of GRIDCO Ltd(Grid corporation of Odisha Ltd.-A Govt.ofOdisha undertaking) for a period of 12 weeks. AWARDS & ACHIEVEMENTS Extra Winner and qualifier in various Intra-bank sales driven and operational Curricular excellence driven contests(PAN India and zonal level ) HOBBIES &INTERESTS Listening to Music(all genres), Travelling, Playing Badminton,netsurfing,watching news channels(NDTV,NDTV profit,CNN-IBN) PERSONAL DETAILS Address B-27,TRISHNA RESIDENCY,PHASE 03,PATIA,NEAR KIIT UNIVERSITY,BHUBANESWAR,ODISHA.PIN-751024 Date of Birth 27TH JANUARY,1988 Languages ENGLISH,HINDI,PUNJABI(professional proficiency),ORIYA,BENGALI(professional proficiency)