Srinivas B.
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E-Mail:-________________________________________________________________________
Summary of Experience
Microfinance specialist with experience of over 16 years across various functions
including strategic planning, training, development of policies & procedures, institution
building, accounting & financial management, budgeting, due diligence, credit appraisal,
financial statements analysis, risk management, regulatory compliance, internal audit and
team handling.
Key Achievements
Lead internal audit, developed policies and procedures on various functions, streamlined
systems and made presentations to the Board of Directors on Internal Audit, Risk
Management, Customer Grievances and Policies.
Handled regulatory inspection and regulatory compliances.
Conducted Capacity Building Needs Assessment, Credit Appraisals and Due diligence of
five Odisha based microfinance institutions and one wholesale lending institution for
sanction and prepared appraisal memorandum including financial statements analysis for
sanction of grant and loan.
Conducted assessments, ratings and due diligences of around 30 microfinance
institutions.
Developed Strategic Business Plan including financial projections and manuals on
operations, accounting, risk management, internal control to strengthen 21 microfinance
institutions in India and Nigeria. Laid road map for institutional development and
Strengthened Governance, policies and procedures. Provided onsite and offsite handholding and mentoring support to 20 microfinance institutions.
Conceptualized and developed strategy for systematic expansion of business
correspondent, micro pension, micro insurance and remittance services across the
country.
Developed a training module on Financial Literacy for the use of Self Help Group
members as part of the World Bank Assignment and established strategic partnership with
a National Level Apex Organization to develop IEC material on Financial Literacy to the
target segment.
Developed training modules and conducted training programmes on Financial
Management, Delinquency Management, Accounting, Interest Rate Setting, Disasters
and MFI preparedness.
Brought improvement in the systems by developing organizational policies on IT, HR,
Operations, Internal Control, Staff Loans and Insurance.
Played an instrumental role in establishing strategic partnerships in Sri Lanka and India.
Participated as a team member in conducting Code of Conduct Assessment, Social
Performance Management and pricing study of Microfinance Institutions.
Written a paper on “Financial Inclusion – A practitioner's perspective”.
Traveled across South India, Odisha, Philippines, Nigeria and Srilanka and interacted with
thousands of clients.
Organizations Worked
Nov’14 – Jan’17, with Spandana Sphoorty Financial Ltd., Hyderabad, Vice President
Spandana Sphoorty Financial Ltd. is one of the largest NBFC-MFI in the country.
Jan’13 – Oct'14, with SIDBI Bhubaneswar as State Manager, PSIG Project
Small Industries Development Bank of India, a bank set up by the Government of India under
an act of parliament for supporting and promoting the MSME, is implementing the Poorest
States Inclusive Growth Project funded by DFID of UK Aid.
Jul’10 – Jun’12 with ACESS ASSIST, Hyderabad as Regional Director South
ACCESS Assist, an affiliate of Access Development Services, is a national level resource
agency working in the financial inclusion domain.
Jan’09 – Jun’10 with Asmitha Microfin Ltd., Hyderabad as Deputy Vice President
Operations
Asmitha Microfin Ltd. is an NBFC working in the microfinance sector.
Apr’08 – Sep’08 with Parishkaar Advisory Services Pvt. Ltd., Hyderabad as Team
Leader- Solutions Development Group
Parishkaar Advisory Services is consultancy institution providing advisory services to
microfinance institutions in India, Afghanistan and Nigeria.
May’00 – Apr’08 with CARE, Andhra Pradesh & Tamilnadu as Technical Manager –
South Asia Resource Team
CARE is an international NGO implementing various development programmes in India and
many countries for the upliftment of the Poor.
Nov’99 – May’00 with State Management Agency, Andhra Pradesh as Administrative
Assistant
State Management Agency was the project management unit set up for providing technical
support for institutions that were working to prevent HIV/AIDS.
July’99 – Nov’99 with Sarvodaya Mahila Seva Samithi, Andhra Pradesh as Volunteer
Sarvodaya Mahila Seva Samithi was an NGO implementing various development
programmes.
Mar’98 – July’99 with Reliance Cybertech Pvt. Ltd., Andhra Pradesh as Coordinator –
Training & Implementation
Reliance Cybertech Private Limited was involved in training and implementation of SAP in
India and US.
July’94 – Feb’98 with Karvy Consultants Ltd., Andhra Pradesh as Investor Relations
Officer
Karvy Consultants Limited was one of the emerging financial services company which had
been providing the services of registrars and transfer agents, stock broking and equity
research.
Jan’90 – July’94 with Allied Publishers Subscription Agency, Andhra Pradesh as Office
Assistant
Allied Publishers Subscription Agency had been involved in supply of various journals,
periodicals and magazines to various educational institutions.
Education
Masters in Commerce, Osmania University, Hyderabad, 1998
P G Diploma in Portfolio Management, Pondicherry University, Pondicherry, 1997
P G Diploma in Systems Management, Nehru Yuva Kendra, Hyderabad, 1997
Bachelors in Commerce, Osmania University, Hyderabad, 1996
Professional Enhancements:
Leadership Training Program
Training on Financial Management, Delinquency Management, Accounting, Interest Rate
Setting, Product Development and Costing for MFIs.
Trainers Programme on Organizational Development.
Capital Structuring for MFIs.
Trainers Programme on Disasters and MFI preparedness.
Personal Dossier
Date of Birth
: 15th May, 1974
Permanent Address: H. No.4-22, Sri Srinivasapuram, Gurramguda, Hyderabad–501510,
India.