Sreeja V

Professional Summary

Dynamic and results-driven Banking Manager with over 9 years and 9 months of progressive experience at Canara Bank. Proven track record in retail, MSME, and corporate lending, adept at driving financial growth, improving operational efficiency, and ensuring regulatory compliance. Skilled in team leadership, strategic planning, risk management, and data-driven decision-making to achieve organizational objectives.

Core Competencies

Retail Banking & Lending (Personal, MSME, Corporate)

Financial Analysis & Balance-Sheet Projections

Risk Assessment & Regulatory Compliance

Budget Management & Cost Control

Strategic Planning & Data-Driven Insights

Team Leadership & Stakeholder Communication

Professional Experience

Canara Bank, Ernakulam, India

Manager

June 2014 – April 2024

Led and mentored a branch team of 15–20 staff, fostering a culture of excellence in customer service and operational efficiency.

Enhanced overall compliance by 50% through process improvements and staff training, ensuring alignment with RBI regulations.

Increased non-interest income by identifying and leveraging new fee-based products, boosting branch profitability.

Implemented cost-saving measures that reduced operational expenses by 15–20%, improving financial efficiency.

Originated and managed a loan portfolio worth ₹650 Crores over 10 years, significantly contributing to the bank’s growth targets.

Education

M.Phil. in Historical Studies, University of Madras, Chennai, India — Dec 2013

M.A. in Historical Studies, University of Madras, Chennai, India — Apr 2012

B.Sc. in Physics, Aquinas College (Mahatma Gandhi University), Ernakulam, India — Oct 2007

Certifications

JAIIB, Indian Institute of Banking & Finance

CAIIB, Indian Institute of Banking & Finance

Certificate in Risk Management, IIBF

Certificate in Treasury Management, IIBF

Certificate in Credit Management, National Institute of Bank Management