Spencer De Melo

AMILCAR SPENCER DE MELO ( SENIOR INVESTMENT ANALYST | IMPACT INVESTING & CLIENT MANAGEMENT EXPERT Financial professional with extensive experience in investment analysis, portfolio management, and risk assessment. Expertise in impact investing, client-driven financial planning, and the development of investment strategies that align with socially responsible and performance-driven objectives. Adept at leveraging financial models to optimize asset allocation and deliver client-focused solutions within cross-functional teams. PROFESSIONAL EXPERIENCE NORTHERN TRUST – Vice President – Investment Strategy & Portfolio Management 11/2021 – Present Client Investment Strategy & Portfolio Management: Lead the formulation of client-specific investment strategies, with a focus on impact investing and long-term financial objectives. Analyze client portfolios using advanced quantitative models to assess risk-adjusted performance and guide asset allocation decisions across diverse asset classes. Impact Investing Focus: Evaluate and integrate impact investment strategies, collaborating with clients to develop portfolios that reflect social and environmental goals alongside financial returns. Conduct in-depth analysis of ESG factors and identify opportunities for portfolio enhancement through sustainable investment instruments. Financial Performance Evaluation: Continuously monitor portfolio performance using metrics such as Time-Weighted Return (TWR), Internal Rate of Return (IRR), and performance benchmarking against market indices. Prepare comprehensive performance reports for clients, adjusting strategies based on real-time market data and evolving client needs. Cross-Functional Process Improvement: Drive internal initiatives to streamline investment processes, from onboarding to performance tracking, by leveraging tools like Addepar and Salesforce. Collaborate with IT, Finance, and Compliance teams to enhance operational efficiency and ensure timely delivery of investment solutions to clients. Risk Management & Compliance: Implement robust risk management practices, including stress testing and scenario analysis, to mitigate portfolio risks. Ensure compliance with regulatory frameworks and optimize treasury and cash flow processes to meet liquidity needs without sacrificing return on investments. MORGAN STANLEY – Project Director – Investment Advisory & Treasury Risk Management 12/2019 – 11/2021 Capital Planning & Liquidity Forecasting: Developed advanced capital planning frameworks for client portfolios, focusing on liquidity management and long-term financial sufficiency. Utilized complex financial models to predict cash flow patterns, ensuring alignment with operational and investment goals. Impact Investment Strategy & Implementation: Guided clients through the adoption of impact investing frameworks by analyzing emerging trends in sustainable finance and ESG integration. Delivered insights on investment products and solutions that align with impact and financial return objectives, optimizing portfolios based on market conditions. Client-Focused Investment Performance Reviews: Conducted quarterly reviews of client portfolios, applying rigorous performance analysis metrics and recommending rebalancing strategies to optimize asset allocation. Facilitated discussions on risk profiles, market trends, and the alignment of investment strategies with client goals. Cross-Functional Collaboration for Operational Efficiency: Led process improvement projects across Finance, IT, and Client Services teams, optimizing workflows related to client onboarding, asset transfers, and investment reporting. Leveraged Salesforce and other cloud-based tools to improve client data management and streamline investment operations. Treasury Risk Management: Managed FX risk exposures and hedging strategies for client portfolios, utilizing derivatives and other financial instruments to mitigate currency risk. Conducted detailed financial analysis to assess the impact of market fluctuations on portfolio performance and capital reserves. SANTANDER BANK – Project Director – Investment Strategy & Financial Forecasting 10/2018 – 12/2019 Investment Forecasting & Strategic Planning: Led the creation of comprehensive financial forecasting models to guide long-term investment planning and capital allocation decisions for clients. Integrated macroeconomic data, market trends, and client-specific goals into models to project future performance and assess capital sufficiency. Impact Investment Screening & Product Development: Played a pivotal role in enhancing impact investment screening processes, identifying high-potential investment opportunities in line with ESG criteria. Partnered with product development teams to design new impact-focused investment solutions tailored to client demand. Portfolio Risk Assessment & Rebalancing: Conducted rigorous portfolio risk assessments, focusing on market, credit, and operational risks. Utilized scenario analysis and stress testing to evaluate the impact of economic changes on portfolio performance, recommending rebalancing strategies to optimize risk-adjusted returns. Client Performance Reporting & Analysis: Delivered detailed performance reports and analyses for senior leadership and clients, translating complex financial data into actionable insights. Presented strategic recommendations to improve investment performance and align portfolios with evolving market conditions and client objectives. Cross-Functional Leadership: Led initiatives to streamline investment operations, including data management, financial reporting, and client servicing. Collaborated with Finance, Marketing, and Compliance teams to ensure the smooth execution of investment strategies and the continuous improvement of operational processes. CITIGROUP – Senior Analyst – Capital Planning & Investment Strategy 11/2016 – 10/2018 Capital Allocation & Investment Strategy: Directed capital planning and allocation efforts, applying sophisticated financial models to optimize portfolio structures based on risk-adjusted returns and long-term financial goals. Evaluated capital requirements and liquidity needs to ensure optimal asset allocation and financial stability. Advanced Financial Modeling & Sensitivity Analysis: Developed complex financial models to support investment decision-making, including WACC analysis, cash flow forecasting, and return on investment (ROI) calculations. Performed sensitivity analysis and stress tests to assess the robustness of client portfolios in various market scenarios. Portfolio Performance Benchmarking & Optimization: Analyzed the performance of client portfolios against market benchmarks, identifying opportunities for improvement in asset allocation and risk management. Provided actionable recommendations to enhance portfolio returns while adhering to client objectives and risk tolerance. Process Automation & Reporting: Led process automation initiatives to streamline financial reporting and performance tracking, utilizing cloud-based software and advanced data analytics tools. Delivered timely, accurate performance reviews and client reports to senior management, ensuring data-driven decision-making. Risk Management & Client Engagement: Collaborated closely with clients to assess their risk profiles, investment objectives, and financial goals. Implemented risk mitigation strategies, including hedging and diversification, to protect against market volatility and enhance portfolio resilience. EDUCATION Master of Business Administration (MBA), Accounting Johnson and Wales University, Providence, RI Bachelor of Science (BS), Accountancy Providence College, Providence, RI Recipient of Father Cunningham Academic Scholarship Associate of Science (ASB), Business Administration CCRI, Providence, RI LANGUAGES Fluent/Native in Portuguese and Spanish. Key Skills Impact Investing & ESG Integration Client Relationship Management Advanced Financial Modeling & Forecasting Portfolio Management & Risk Assessment Capital Planning & Liquidity Management Process Optimization & Automation Cross-Functional Leadership Data Analytics & Performance Benchmarking