Satish Bhimrao Deokar

CAREER OBJECTIVE I would like to work for a professionally managed organization in order to maintain a constant and steady growth with a dynamic thrust towards achieving perfectionism in my related functional area in order to attain a position that will enhance my skills and allow me ample scope for upward movement. PROFESSIONAL EXPERIENCE: 11 Year’s. AD Associates As Sales Support Since August 2011 through till date Religare Finvest Limited as Credit Officer from Feb. 2011 through Jul. 2011. As credit officer in “Business Loans” with Indiabulls Financial Services Ltd from Aug. 2007 to Nov. 2009. As credit officer in “Personal Loans” with Standard Chartered Bank from May 2005 to July 2007. As credit executive with Lovelock & Lewes Services Pvt Ltd (franchisee of m/s Standard Chartered Bank) from Dec. 2001 to Apr. 2005. SCHEDULE OF PRIME WORK ACTIVITY AD ASSOCIATES(Aug 2011 to Till Date) AD Associates have been providing financial advisory services since 2010 in the following areas of financial planning: Fund Based and Non Fund Based Working Capital (CC, Term Loan, BG, LC, Hundi Discounting), Secured and Un Secured Loans, Private Finance, and detailed assessment of current financial position of a concern and steps needed to be taken to attain financial stability from a Banker's point of view. Job Responsibilities: Responsible for analysis of new proposal’s by sales team. Checking their loan amount eligibility, inform sales team on pending document’s part and taking care of proposals get log-in with respective bank / financer and sanction. Co-ordination between bank and customer: Take updates from bank / financers on queries related to additional document or clarification required post login. Accordingly inform customer and get resolution. Responsible for getting business through appointed telesales executives and field executives. Arrange and participate in calibration meetings with team members. Support them for business related queries and product knowledge. Develop rapport with customers: Developed direct contacts with customers and having independent interactions with them. Sending welcome mail to the new customer, informing about company products and services. Taking feedback periodically from existing customers on services provided. Responsible for accounts and administration activities. Responsible for sales data collection and reporting. ACHIEVEMENTS: Successfully handled responsibility of customer relationship management. Effectively handled a team of 10 including 8 Sales and 2 Telesales executives. RELIGARE FINVEST LIMITED (Feb 2011 to July 2011) Job Responsibilities: Assess total background and Credit Checks for business loan and Loan against Property customers. Responsible for Credit Analysis using CAT tool. Apply market reference check for all the login customers to avoid funding to the customer who is having bad credit history with other Bank’s/Financers in market. Analysis and scheduled reporting to higher management. ACHIEVEMENTS: Based on consistent high performance promoted on the Roll of Religare Finvest Ltd. Recognition for maintaining TAT on preparing CAT and Vendor handling. INDIABULLS FINANCIAL SERVICES LTD (Aug’07 to Nov’09) Job Responsibilities: Perform credit and reference checks. Credit Analysis of logged-in cases. Portfolio analysis and MIS maintenance. Ensure error free pre & post sanction process in satisfactory turnaround time. Meets principals, other financiers regularly for market updates. Given early warning inputs regularly through market, industry and customer level feedback in order to avoid surprise delinquencies. ACHIEVEMENTS: Reward and recognition received from Business Head for maintaining high standards in Audit & Compliance process laid by company. Maintained rating of 1 for consecutively 2 years. Collection Experience: Consistently achieved collection target for cases. Appreciation received from collections dept. for great help. Sales Experience: Consistently achieved target of selling SIP & Insurance. STANDARD CHARTERED BANK (May 2005 to Aug 2007) Job Responsibilities: Processing of Personal Loan applications as per the guidelines and criteria laid out by the bank. Assess the Credit Worthiness & total background of the Applicant. Handel disbursal & post disbursal queries in order to extend and maintain best possible services of the bank. Constitute main interface in respect of the MIS Data provided to Senior Management. Handle Credit Management pertaining to Vendors. PD Visit for Professional Credit & Business Loans PL. Well conversed with AML & KYC Policy as per RBI Guidelines. Familiar with all Audit Requirement of Bank in regards to Underwriting Precautions, BCP in case unforeseen natural calamity (Business Continuity Plan). Central Loan Processing Unit (Personal Loans & SME Bil) Unit since March 2007. ACHIEVEMENTS: Received “Special Appreciation Mail” from National Credit Mgr for maintaining TAT and received cash award. Good Understanding on PPG and bank process. Speed up Disbursement / Resolving queries post disbursal process which help in reducing customer complaint ratio. Great help to collection department in FPD cases. LOVELOCK & LEWES SERVICES PVT LTD (Dec 2001 to Apr 2005) Job Responsibilities: Ensure reconciliation between Personal Loans and Post Dated Cheques. Ensure proper functioning of the system of timely presentation and proper posting of Credit Card Cheques. Process Loan applications of Personal Loans & Auto Loans for Standard Chartered Bank. Handle disbursal of Loan Applications & queries post disbursal. ACHIEVEMENTS: Looking at my performance as a credit support for Pune I was handed over an additional responsibility of providing support function to Sales Team. Received cash awards for excellent performance. EDUCATIONAL QUALIFICATION Passed B.Com from Pune University in the year 2001. Passed Higher Secondary Certificate from Maharashtra Board in the year 1998. Passed Secondary Certificate from Maharashtra Board in the year 1996. PERSONAL DETAILS Date of Birth:6th May 1981 Nationality: Indian Gender: Male Marital Status:Married Language Known:English, Hindi, Marathi. CONTACT DETAILS Shree Mangal Co. Op. Hsg. Society, Bldg. B 3 / Flat No. 3, Survey No. 32/1/1, Dhankawdi. Pune 411043. Mobile:- Email-