SAMUEL LOVEDAY
HOME ADDRESS.
325 South Point Blvd,
Apt 415, McDonough GA 30253
United States.
CONTACT ADDRESS-
EDUCATION
❖ Nexford University (United States)
Master of Business Administration - Distinction
❖ Seneca College - Canada
Post graduate in Financial Technology - Distinction
❖ National Open University of Nigeria
Post Graduate Diploma in Financial Management - Distinction
❖ Abia State Polytechnic Nigeria.
Higher National Diploma (HND) in accounting
(5years duration)
CERTIFICATIONS
❖ Financial Modelling and Valuation Analyst (FMVA).
Corporate Finance Institute – Canada
❖ QuickBooks Online Certification
WORK EXPERIENCE
❖ Stanbert LLC, San Antonio, Texas, United States. Feb 2023 till date
Anti Money Laundering Analyst
•
•
•
•
•
•
•
•
Conduct in-depth investigations of suspicious activities flagged through transaction
monitoring systems, ensuring compliance with BSA/AML and fraud-related
regulations.
Perform enhanced due diligence (EDD) on high-risk customers and entities.
Analyse financial transaction patterns to detect anomalies indicative of money
laundering, fraud, or other financial crimes.
Prepare and submit Suspicious Activity Reports or (SARs) to FinCEN, FINTRAC
and other regulatory agencies in adherence to reporting guidelines.
Collaborate with compliance teams to ensure effective implementation of KYC and
CDD processes.
Utilize tools such as Actimize and Verafin to identify and mitigate fraud risks
Review and update customer information to comply with KYC and CDD
requirements
Supports the management and operation of the AML monitoring software system.
❖ Ternary Consulting (Zenith Bank Plc) Lagos Nigeria. Oct 2019 - Jan 2023
Anti Money Laundering (AML) Investigator
•
Perform comprehensive quality assessments on a wide variety of fraud & money
laundering investigations.
•
•
•
•
•
•
•
•
•
•
•
•
•
•
Assess Fraud, money laundering and terrorist financing (ML/TF) risks by conducting
quality checks on cases and alerts
Conduct extensive evaluations to ensure quality and accuracy in money laundering
investigations.
Conduct thorough investigations into transactions flagged as suspicious
Using EDD (Enhanced Due Diligence) approach to conduct additional scrutiny on
high-risk customers or transactions, including in-depth analysis and verification of
sources of funds.
Perform a quality check on money laundering investigations
Provide trend analysis of AML/ATF findings and gaps to the Management for review
Communicate findings and provide regular updates to senior management,
compliance officers, and relevant stakeholders within the organization.
Preparation of Suspicious Activity Reports (SAR), Currency Transaction report CTR
Participate in the internal control and auditing session to ensure compliance with
AML regulations.
Review alerts generated by systems or manually to identify potential money
laundering or terrorism financing. Escalate for investigation or reporting as needed.
Solid analytical skills with a keen attention to detail
Conducting a risk assessment for suspicious PEP
Submit Suspicious Transaction Reports (STRs) after a thorough investigation for
secondary review.
Periodically updating the customer information (KYC) to ensure records are
current.
❖ Ternary Consulting , Lagos Nigeria, Oct 2016 - Sept 2019.
Position: Senior Accountant
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
Analysing the financial data to produce meaningful information for decision making
I utilized QuickBooks Payroll, Ceridian Dayforce, and ADP Workforce Now to
streamline payroll operations and integrate with HR and accounting systems
Preparation and filing of tax (CRA) & all govt. remittances.
Ensuring the accurate deductions for union and non union employees
Preparation of management account,
Internal Audit and Control
Budget compliance
Cash , credit card and Bank reconciliations.
Monitor the payment progress of vendor invoices.
Compare and authenticate invoice payments with approval.
Financial ad hoc reports using Advance Excel and Pivot table,
Preparation & analysing of inflow and out flow reports using advance Excel.
Account receivable & payable management supervision.
Ledger postings on QuickBooks Accounting software,
Ensuring accurate & timely monthly payroll Preparation
2nd level Vetting of all purchase orders and invoices before payment
❖ Horizon 2, Lagos, Nigeria. July 2014 – Sept 2016.
Position: Senior Accountant
•
•
Reconcile Payroll ledger, payroll disbursement and bank statement
Audit and supervise payroll Monthly to ensure compliance, Accuracy and reliability.
•
•
•
•
•
•
•
•
•
•
Preparation of financial reports for management decision
Budget preparation, monitoring, and implementation.
Payment/receipt of fund, help in recovery of debt,
Preparing the Income and Expenditure Account,
Preparing of payroll, PAYE preparation, Tax remittance
Bank reconciliations & POS reconciliations,
Responding to email and phone communications on financial matters for
management etc.
Verification of payment invoices
Liaising with bank and govt officials on financial & tax matters
Inventory management.
❖ Crunchies Fried Chicken Ltd, Uyo Nigeria, March 2011 - feb 2014.
Position: Internal Auditor.
•
•
•
•
•
•
•
•
•
•
•
Ensure an effective quality control assessment across all operations and transactions
Investigation and analysis of financial data
Audit payroll Monthly to ensure compliance, Accuracy and reliability.
Vetting all cash transaction documents,
Vetting cash/Bank/POS transactions and bank reconciliations,
Costing of products,
Setting up a reliable internal control system,
Reporting any findings and audit updates to management,
Assist the external auditor in sorting out relevant financial information,
Follow up and monitor the action points on audit matters,
Stock taking, and stock control etc.
SKILLS
❖
❖
❖
❖
❖
❖
❖
❖
❖
❖
❖
❖
❖
❖
❖
❖
❖
❖
Knowledge of Power BI
Risk Assessment skill
QuickBooks
Experience using SAS
Experience using NICE
Experience using Qualio
Knowledge of Verafin
Knowledge of Hawk
Investigative skill
Clear and professional communication skill
Advance Excel skill
Technology Gadget savvy
Problem solving skill
Analytical skill
Attention to Detail
Knowledge of BSA, US PATRIOT Act
Knowledge of FATF recommendations and FINTRAC guideline
Knowledge of Proceeds of Crime (money Laundering) and Terrorist Financing Act
(PCMLTFLA)
❖ Knowledge of International wires, Debit Card, SWIFT etc
