Saividya G

Objective Seeking a position in a growth oriented organisation in the field of finance which will help in value addition and serve as a spring board to move ahead in my career by providing interesting career opportunities to harness the best of my calibre. Work Experience India Ratings & Research Pvt Ltd (IRR) – A Fitch Group Company – Analyst - Feb 2015 – Jan 2017 Joined IRR as a Senior Research Associate in Feb 2015 Currently working as an Analyst. Performed credit assessment of Indian debt issuers across industries which involved, Analysing issuer specific financial and business risks from the filings and other information Discussing strategy and financial health with promoters and top management Developing an understanding of the business’ micro and macro environment Preparing detailed financial models, making projections and writing committee notes Recommending a rating to the committee, voting and writing commentary and rating reports Issuer management – Rating communication, information collection, etc. Skill Sets: -Good understanding of accounting principles - Appreciation of annual reports and understanding of finance -Working understanding of MS-Excel and MS-Word - Strong process orientation Crisil – Executive - March 2013- February 2015 Joined CRISIL as an Executive on March 26, 2013 The work includes assisting the Analysts in analysing the Annual Reports, the market position, liquidity status and financial position of the company (based on historical data), comparing the company being rated across industries and competitors. Job Description: -Translation of annual reports into financial spread sheets. -Data mining from newspapers, periodicals, the internet and industry / company reports. -Preparation of standard formats that form part of the internal rating reports. -Maintenance of documentation and online processes. -Compare Companies across industries and determine the level of the company being rated. Skill Sets: -Good understanding of accounting principles -Basic appreciation of annual reports and basic understanding of finance -Working understanding of MS-Excel and MS-Word - Strong process orientation Internship Project on Brand Loyalty at Apollo Hospitals, Chennai The objective of the project was to understand “Brand Loyalty” as perceived by their doctors as well as their patients. The research was carried out by interviewing doctors and patients, and the key learning was to understand the factors which could improve brand loyalty and help brand recall of Apollo. Projects A project in partial completion of the post graduate degree on working capital management in BHEL. The study involved analysing various aspects of Working Capital Management with the help of historical data. A project on the income tax policies and procedures during UG course in the year 2006. Achievements Won CLAP (Crisilites Award for Performance) award for outstanding performance in Crisil for February 2014. Won HR fest award at ROYINNO 2K12, at St. Joseph engineering & technology for a HR Debate. Got the best manager award in the intra college management meet. Educational Qualification Degree                 University Year of Passing Percentage M.B.A PRIST UNIVERSITY 2013 87% B.Com (Hons) Sri Sathya Sai University 2011 79% XII(CBSE) Sri Sathya Sai Higher Sec School 2008 85% Strengths Good quantitative aptitude and eagerness to learn Proficiency in communication skills. Undertaken many group endeavours and can work well in a group. Self-motivation and passion to succeed. Personal Profile Date of Birth:March 15, 1991 Nationality: Indian Address:G6/B4 Manonmani Nurse Qrts, Prashanti gram, Puttaparthi, Andhra Pradesh 515134