Richard Fullo

RICHARD F. FULLO LOAN PROCESSOR ABOUT PROFESSIONAL SKILLS • More than 5 years working experience in Mortgage Industry. • Good analytical, problem solving and client interaction skills. • Ability to grasp new technical things quickly. • Familiar with different types of Loan Documents, also knowledgeable on processing government loans such as FHA, VA and USDA loans. • Has knowledge in handling mortgage related software. (Byte, Citrix. NMLS, Doc Velocity, Lending QB and Encompass). PERSONAL SKILLS • Good Communication skills • Has Knowledge in Microsoft Word, Excel and Power Point. • Can do Multi-Tasking. • Able to work Under Pressure. • Knows how to use Office Machines. • Willing to learn new things. • Fully committed to the company's Key initiatives and directions. • Self-Motivated EDUCATION BACHELOR IN SCIENCE AND INFORMATION TECHNOLOGY. City of Malabon University 2012 - 2016 GWA 1.75 CONTACT Phone #: - Email:-Skype: Richard Fullo SOCIAL Facebook.me www.facebook.com/richardannie06 I am an experienced mortgage processor seeking a full-time position in the field of BPO and Mortgage industry, where I can apply my knowledge and skills for continuous improvement. WORK EXPERIENCE COMPLIANCE ANALYSTS EMAPTA VERSATILE SERVICES, INC. - JAN. 6, 2020 - PRESENT Auditing the loan file in our pipeline by checking the details of the borrower(s) in the system, making sure that everything is in hand. Responsible for ensuring that all documents are uploaded, verified, accurate, and match with our compliance policy. Answer email to provide necessary assistance and satisfy a specific condition, especially RUSH files. Responsible for reviewing Change of Circumstances (CIC) for each and every Re-Disclosure in the file (Loan Estimate) or (Closing Disclosure), to make sure that all changes are accurate, present, and well documented. Processing government loans such as FHA, VA, and USDA. Manage Loan files and respond to daily E-mails from brokers and internal team members. Inform the broker and provide documents outlining the terms and conditions of the loans. Responsible for approving the file once meet all compliance policy. MORTGAGE PROCESSOR ASSISTANT (SUBMISSION/COMPLIANCE/POST CLOSING) MEGA CAPITAL FUNDING INC. - FEB. 19, 2018 - JAN. 03, 2020 Ensuring all documents are completed with consent by the borrower(s) and verified details in the system to match compliance policy. Comparing uploaded documents with our compliance checklist to make sure that every single documents are present and have correct content together with the signature date of the borrower for confirmation. Check the eligibility of NMLS if LO or Company is still active or not. -Processing government loans such as FHA, VA, and USDA. -Answer / make calls to assist customers or brokers with their requests -Audit loan files and ensure compliance with the process. LOAN PROCESSOR INCENTER MORTGAGE SOLUTIONS - JUNE 06,2016 - FEB. 16, 2018 Indexing documents on their proper categorization and adding specific information in the system. Ensuring that all documents are uploaded with complete information and consent by the borrower and loan officer. Using data entry with precise and accurate details to meet the compliance policy. Answer email to assist any request coming from the customer or broker. Sending request to broker and notify if there’s still need to comply. AWARDS INCENTER MORTGAGE SOLUTIONS - LLC | Aug. 2017 - MOST VALUABLE PROCESSOR EMAPTA VERSATILE SERVICES, INC. | Sept. 2021 - KEY CONTRIBUTOR