Ram Babu

RAM BABU Mobile:- Email:- Seeking assignments in Operations with an organization of repute preferably in the Banking sector Synopsis A result oriented professional with over 10 year experience in banking operations Management, Emi reconciliation of Entire north, Branch Operations, Statutory Compliance, Client Relationship Management, MIS in the financial sector in Centurion Bank of Punjab Limited as a Senior Executive operations handling the activity of Emi Reconciliation and also having experience of Reconciliation during the software migration period. Proficient in ensuring strongly implementation of internal control process developed by experience during the period of software migrations, optimal utilization of available resources. Extensive experience in rendering quality customer service, Managing customer centric banking operations & ensuring customer satisfaction by achieving delivery & service quality norms. Extensive experience in financial operations including preparation of financial statements Strong analytical, problem solving & organizational abilities. Possess a flexible & detail oriented attitude. Leading, training & monitoring the performance of team members to ensure efficiency in sales operations and meeting of targets ORGANIZAITON EXPERIENCE Presently working in Nageen Prakashan Pvt. Ltd. Meerut (up) as an Area Marketing Incharge from 2010 to till date. Presently field working areas are Moradabad, Rampur, Amroha, Sambhal, (up) and Jharkhand, North Bengal, and Bhutan. Centurion Bank of Punjab LimitedSenior Executive Operations from 2001 Holding the position of Senior Verifier in the Document Verification Unit i.e. for verification and processing of documents submitted by the branches through stex and in physical form. To Supervise, check and manage that all documents are in order i.e. account opening form, customer application form, KYC control sheet duly filled in and submitted by the branches along with PAN card/form 60, ID proof, address proof of the customer, average quarterly balance statement, legal existence of the business entiry and the documents for establishing address proof, memorandum of association, articles of association, form 32 for addition/deletion of directors, analysis of shareholders of the companies, form 18 are in order. The main products being covered are Savings Bank Accounts, Current Accounts for Individual, Sole Proprietorship, Partnership, Private Limited Companies, Public Limited Companies, Corporate, accounts, FIG accounts, Trusts, Societies, Government accounts, Senior citizen accounts, NRI, NRO, FCNR, demat accounts, HUF accounts, mobile banking, internet banking, keeping in view the latest guideless and Anti-Money Laundering and know your Customer Policy of Reserve bank of India for opening of account. Different types of accounts like Savings Bank Current Account, Fixed Deposits, Overdraft, cash Credit Limit, Hindu Undivided Family, Joint Accounts, etc. are being opened keeping in view the latest acts like Income Tax Act, Benami Transactions(Prohibition) Act, Indian Penal Code, Narcotics drugs, Prevention of terrorism Act, Contract Act, Negotiable Instrument Act, Prevention of Money Laundering Act, etc. Competencies Banking Operations Management Involved in daily receipt and bouncing of cash and cheque entries from the customer. Responsible for presenting cheques in the bank on the specified due dates. The processing of cheques and sorting the same cluster wise. Setting up and heading complete branch operations with key focus on bottom line profitability by ensuring optimal utilization of available resources. Interfacing with other banks for lending/ borrowing and ensuring compliance with the statutory requirements laid down under different acts governing banking regulations. Implementing policies/procedures for the all round development of banks & reducing overall costs to the bank through various means. Implementing systems to facilitate smooth workflow in the organization. Involved in daily OW-INR Recon and DC-INR Recon of Delhi also monitoring of entire Zone. MIS Analyzing MIS reports & documentation at the end of each month. Preparing various ledgers & reconciliation statements for analyzing the books of accounts. Preparing MIS for the banking department and looking after other control aspects of operations. Preparing various MIS formats and ensuring the compliance of the same. Reconciling accounts encompassing scrutiny of the balances under different accounting heads and auctioning of those balances. Analysis Analyzing NPAS to avoid the provisions. Analysis of open entries to continue the accuracy and online reconciliation. Analysis of Report vehicles sales and stock to avoid the any discrepancy. Monitoring of collection receipt books to avoid the incidences of late cash deposit and timely entering. Client Relationship Management Managing customer service operations, ensuring customer delight by achieving delivery & quality service quality in the shortest possible time. Building, nurturing & maintaining healthy, cordial mutually beneficial business relationship with customers. SCHOLASTICS B.ComH.N.B.G.U. Srinagar (Uttrakhand) 1999 12th U.P. Education Board 1996 10thU.P. Education Board 1994 PROFESSIONAL QUALIFICATION AND EXTRA ACTIVITIES Qualification Other:Diploma in computer Application & Desk Top Publishing. Extra Activities:Advanced Diploma in Professional Accounting (Delhi) IT SKILLS IN Microsoft office, Internet, Finnone, Finacle ver. 6.2 & 7.0 PERSONAL DETAILS Date of Birth:04th April 1979 Marital Status:Married Hobbies:Playing Cricket, Valley Ball, & Travelling. Date Place Ram Babu