Rafeek Barigaddi

RAFEEK M BARIGADDI Mahaboob Pasha #1 Rajiv nagar Gundthopu HSR layout HSR 6th Sector Near Aqsa Maszid Bommanahalli, Bangalore 560068 Contact # - Email ids:- Professional Summary: A result oriented professional with overall 7.6 Years of experience with exposure to Financial Services- Confirmation, W8W9 Tax benefit forms –Account opening team-(KYC), Periodic review, Remediation -CDD, OFAC, FATCA, Client onboarding, AML & Transactions monetary. Part of pilot processes in JPMC, coordinated in stabilizing the W9 process. Communication- Deals with internal and external clients at all levels via telephone and email, to ensure successful communication via actively listening and probing questions. Problem solving- Resolves in-depth queries in a methodical manner independently and with internal and external stakeholders to find appropriate resolutions, efficiencies and high level of quality. Work pofile : 1 : ( July 2015 ) Wipro Limited, Bangalore” “Senior Analyst (Case/Stream Lead / Periodic Review)”: Client: JP Morgan Chase, Process: KYC, Department: Compliance. Roles and responsibilities: Being as Stream/Case Lead of KYC Remediation and Renewals Project in JPMC, responsible for people Management, co-ordination with team members and management in effective manner. Performing Customer Due Diligence, Minimum Due Diligence and Enhance Due Diligence. Acting as SME and responsible for Training, Presentation, KYC new process updates to the team members as well new hires. Being as proficient Team Player in the team achieved excellent quality and productivity on behalf of the team and individually, received good feedback, appreciations from the client as well as Wipro management. Researching and Scrutinizing companies annual reports, financials, free float calculation, finding out ownership structure, share holding and where company is listed in recognized stock exchanges. Strong in technical skills like client applications, approved websites and web searches fix the errors or technical issues from the team if there are any discrepancies. Handling and resolving escalations through call or mail and being contingent team player of the team. Validating information related to Client & associated parties with Compliance approved sources. Data gathering for existing / new clients using internal / external sources accurately document the research and analysis conclusion to KYC standards. Due Diligence using external resources (Lexis-Nexis, Bankers World check, Almanac, Company websites, government website, etc.) KYC Remediation of different type of clients such as NBFI, Corp, Bank, Government etc. Work Profile 2: JP Morgan & Chase. Designation: KYC Specialist for CCB-W8/W9 tax certification (FATCA) (July 2011 to July 2015). Description: U.S. persons use Form W9 to establish their U.S. status and to certify their Taxpayer Identification Numbers (TINs) for U.S. deposit accounts. TIN certification on Form W-9 is used to determine whether a U.S. person's account is subject to federal income tax withholding, and if tax information reporting is required. Non-U.S. persons use IRS Form W-8BEN to certify their status as foreign (i.e., non-U.S.) for tax purposes, and certify that they are beneficial owner of account. Certification on Form W-8BEN is used to determine whether account is subject to Federal income tax withholding and if tax information reporting is required Roles & Responsibilities: Documentation & Verification of Consumer and Business Banking account Information Validation of various regulatory documents submitted by the Customers Ensure that all work assigned is processed as per Standard operating procedures and within the Timeframe Stipulated. Ensure all exceptions, involving deviation from Standard Operating Procedures or inability to process the work within turnaround time is escalated to supervisor/Manager. Meet all the Productivity and Accuracy targets defined for the process Follow all the Audit/Compliance policies applicable to process Updating tax status and updating their ssn (social security number) and Tin (tax identifications number) for business and customer of the bank. Validating on FATCA as per the revision date of the document(w8w9) Team Member: CTO-Confirmations Accounting & data research (Dec. 2009 to June 2011) Roles & Responsibilities: Process involves Confirmations of Balances for Customers, requests made by the Customer & third parties. Types of Requests Includes: Loan Confirmations Audit Confirmations Credit worthiness of Individuals & Companies (Credit Inquiry) Consumer request for Medicaid & Housing Verification of Deposit (VOD) for Mortgage Performing Basic research to ascertain whether a request is an Exception or to be routed to Different Line of Business (LOB). Processing Loan Confirmation on High Priority with 100% Internal Verification for all completed loan requests. Processing Audit Confirmation with 100% quality to the Auditors. Ensures timeliness of SLA (Service Level Agreement) on all request type with agreed productivity & accuracy. Worked as Team lead for SSA process in absence of supervisor/Trainier. Work Profile 3: Deutsche Bank . Designation: Process Executive in Audit and Reconciliation. Worked in Deutsche Bank for 6 months. Roles & Responsibilities: Processing the Audit Requests which was sent by Auditor or Client. Processing 18 Products Such as Current Account, Fx Cash, Bonds, Money Market, Otc Derivatives, Loans, Equities, Call Accounts, ECP, Trade Valuation, collateral etc. Using 21 Applications for Processing the Audit Requests. Ex: Axis Cool, DB Smart London, DB Client, ESS London, RMS Web Application, DB Smart FFT, Kondor+, LS2 Application etc. Dealing in Loans of the Clients. Reconciling the Trades of the clients with the help of our Application. Interaction with Auditors and Clients. Prepare Audit Confirmation Report and disburse it amongst client and client’s Auditor. Academic Project : Statutory Books & Registers Maintained By Miven Machine Tools Ltd., required by the Companies Act, 1956. Description: The study was descriptive in nature. An attempt is made to understand the concept of Statutory Books maintained by Miven Machine Tools Ltd, and it is mainly focused on need and objective of maintenance of Statutory Books and penalty provisions for non- maintenance. Awards & Achievements: One of the active member of Zing score card committee (Zing- collating all the information related to production, quality and all other activities for the team) Received Appreciations from Customers, AVP & Team leads for Speedy processing in confirmation process. Solving basic queries concerns of Internet, Business Applications & assisting team. Educational & Professional Development Masters of Commerce (M.Com) With 61.85% From Karnataka University Dharwad during- B.Com (Comp) With 61.25% From STC College Banahatti, Karnataka University Dharwad during-. Personal Details: Gender : Male Marital status : Married DOB: 22nd July 1982 Languages Known : English, Hindi, Kannada and Urdu. Nationality : Indian Declaration: I here by declare that the information provided above is true to the best of my knowledge. Date:- Place: -(Rafeek M Barigaddi)