Objective: To excel by joining the corporate team of a dynamic organization that will provide challenging work environment and opportunities for career development.
Summary:
Excel at interacting with others at all levels to ensure organizational goals are attained.
Possess excellent interpersonal, analytical, and organizational skills.
Withstand within highly competitive environments where leadership skills are the keys to success.
Area of Interest:
Corporate Finance and strategy development
Accounts and finance
Investment & Portfolio Management
Experience: Bank Al Habib Ltd (BAHL)
Corporate Banking North - Islamabad July 2018 to date
Have been working in Bank Al Habib Ltd as Senior Manager Corporate Credits and managing Corporate Client Accounts portfolio for different financing facilities such as Running Finance, Cash Finance, Money Market Transactions & Foreign Bank Guarantees business independently. Key responsibilities are;
Responsible for complete customer care and satisfaction of corporate clients in line with their upcoming projects and developing scheme for upcoming requirements by adhering Internal Policy regulations and Internal Approvals in this regard.
Conducting Financial Analysis of Customer’s Financial Statements for prospective financing avenues and reviewing Quarterly and Annual Performance.
Maintaining high level of efficiency in terms of internal as well as SBP (Central Bank of Pakistan) audits requirements and delivering results as planned.
Hold regular meetings with existing clients to strengthen relationships and to seek ancillary business. Visit prospective clients to explore new business avenues, promote bank’s products and establish potential business partnerships.
Suggesting timely solutions for funded & Non Funded related queries and time to time issues.
Handling and maintaining customer relationships for enhancement of funded & non funded business.
Knowledge and Managing Customer’s Import Business requirement under different scenarios.
Working Knowledge for Letter of Credit-LC and different modes of import such Advance Payments, Contracts, Consignment Payment, documentary Collection and related payment mechanism.
Supervision and strategy development for functioning of all Long & Short Term Loans, Local & Foreign Bank Guarantees.
Liaison with Bank Treasurary Department for smooth Import payments.
Managing all Local & Foreign Bank Guarantees business as per URDG 758.
Experience: Allied Bank Ltd (ABL) Jan 2011 to July 2018
Relationship Manager (MG-8) : Corporate & Investment Banking Group (CIBG)
Academics: (All academics with 1st Div.)
Junior Associate Institute of Bankers Pakistan-IBP Pakistan 2013
MBA (Finance)-NUML Islamabad 2010
ICMAP- Stage(IV) 2006
B.SC (Math A & B and Statistics) Punjab University 2003
F.Sc (Pre-Engineering) Federal Board 2001
Matric (Science) Federal Board 1999
Achievements & Awards:
COAS GOLD MEDAL: B.Sc
Certificates of Merit: 1st ,2nd & 3rd Semester of MBA(Finance)
Job & other Trainings attended:
Liquidity Management
Problem Loan Management (Early Warning Signals)
Analysis of Financial Statements
Personal Effectiveness
Information Security Awareness
Anti Money Laundering & Counter Financing Terrorism(AML/CFT)
Demystifying Basel-II
Credit Risk Analysis by PACRA.
Technical & Computer Skills:
Excellent interpersonal, communications skills, Analytical and practitioner of the team player approach.
Ability to plan, organize, and reliably complete projects with minimal or no supervision.
Strong analytical/quantitative skills.
Proficiency in Microsoft Office products.
Proficiency in T-24 & Loan Origination System (software used in ABL).
Proficiency in SWIFT (preparation, modification, verification and authorization).
