Preach Paul G. Cuico
I am Hard-working and self-motivated . Seeking a challenging position
in a reputed organization where i can learn new skills, expand my
knowledge, and leverage my learnings. Able to focus on work without
need for supervision. Specialist with more than 8years of experience.
I'm specialist in handling administrative, operations, marketing and
managing day to day team operation with considerable experience to
all services.
Contact
Phone-
Email
-
Address
PUROK 10, Manat, Nabunturan
Davao De Oro
Education-
Bachelor of Science in Business Administration
Major in: Operation Management
Assumption College of Nabunturan
2009
Matanao National High School
Experience
September 16, 2018 - March 2024
BPI Direct Banko l North Greenhills, San Juan City, Metro Manila
Loan Associate
Evaluating credit worthiness by processing loan applications and
documentation within specified limits.
Interviewing applicants to determine financial eligibility and
feasibility of granting loans.
Determining all applicable ratios and metrics and set up debt
payment plans.
Communicate with clients either to request or to provide information
Justify decisions (approvals/rejections) and report on them.
Complete loan contracts and counsel clients on policies and
restrictions.
Update job knowledge on types of loans and other financial services.
Maintain and update account records.
Assess customer needs, explore all options and introduce different
types of loans.
Develop referral networks, suggest alternate channels and cross-sell
products and services to accomplish quotas.
Go the “extra mile” to build trust relationships, customer loyalty and
satisfaction throughout the underwriting process.
Οperate in compliance with laws and regulations and adhere to
lending compliance guidelines.
November 16, 2016 - September 15, 2018
Bank of Makati l Makati City
Desk Credit Councilor
Expertise
Customer Service
Communication Skills
Compliance
Market Strategy
Multi-tasking
Date Entry
Check customer’s credit and approve or deny applications based
on company standards and requirements.
Negotiate payment plans with customers and set up loan terms
and conditions.
Maintain accurate records of loans, analyse the effectiveness of
the company’s credit control system and implement changes to
improve profitability and reduce bad debts.
Ensure customers pay on time and chase any overdue invoices.
Develop the credit control system in collaboration with Sales,
Marketing, Finance and company executives.
Improve and implement debt collection processes when there
are any overdue invoices or payments, and initiate legal
procedures if necessary.
Basics of;
Microsoft Excel
Microsoft Word
Language
Reference
English
Iven M. Recaña
Rimund G. Lurican
Filipino
Accounting Associate, Connext solutions
Branch Manager, BPI Direct Banko
Phone:-
Phone:
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