Praveen Kumar

Résumé Praveen Kumar R Plot No:27, Soma Sundaram St, Om Shakthi Nagar Extn, Nemilichery, Chrompet, Chennai – 44, Cell#- e-mail:- Career Aspirations To seek a position that has a potential to establish status, responsibility and authority. Quest to work in a highly functional environment that enables me to have a passion for exceeding expectations and responsible for strengthening relationships and also ensuring total satisfaction among prospective clients and willing to work as a key player in challenging & creative environment. Professional Experience TCS Chennai Jan 2018- Present Key Roles & Responsibilities: Working on Controllable and Non-Controllable loss from the investor for the claim received. Preparing Loss Worksheet for the loan that went into default and brings customer Property to foreclose. Analysis systems for outstanding advances and disbursements to determine if item can be claimed. Collect supporting documentation to validate claimable expenses, Review for claim proceeds. Contact Attorneys and County office to get additional backup documents. Ability to prioritize work flow and always exceed the quality and productivity target. Proven decision making and problem solving skills under tight time lines. Identify root cause of unclaimed amounts or denied claims (such as unreasonable interpretation of the requirements in the investor guidelines) and do the necessary rebuttals. Loss Analyst – CITI Mortgage Operational Risk Management Citi Retail Services Vendor Relations Senior Invoice Processor July 2017- Dec 2017 Key Roles & Responsibilities: Experience in Risk & Risk Control Self Assessment, Operational Control Testing, Managers Control Testing, Control Design, Retail service control execution and successfully completed couple of transition from client based by developing a base team India. And performing the Process RCSA audit for the CRS team and the domain, and help the unit in maintain the preparation of document related to the IQMS Audit, RCSA Audit inherent risk review, designing process RCSA grid for the unit and supporting for the team to successfully completed in various Audit such as Process Risk Review (PRR), TPRM (Third Party Risk Management) and PMR audit. Identification of Risk involved in the process of various retail services in the process and defining a control to mitigate the risk and the control Designed are tested at a regular frequency of timing based upon the severity & impacted on the result are communicated to the respective business. Cards Retail Services involves servicing of accounts of the clients of the various partners such as Best Buy, Home Depot, Sears, Specialty Merchant, Fuels. The scope of the review includes transition reviews based on the procedure, policies and various regulations. Feedback and mitigation through account rectification based on the established policies and regulatory Frame work. July 2016- June 2017 Key Roles & Responsibilities: Processing the invoices for payments Analyzing the invoices (Types, Due date & Terms) in regards to the vendor terms and process for payment. Analyzing issues with the invoices that are pending for payment and working with the issue and ensure the invoice gets paid. To lead the team to finish all tasks on a daily basis. Invoice processing, Accuracy and efficiency when completing data entry tasks, Disbursement ,Statement reconciliation ,Processing payment runs, Journal entries Pre-Foreclosure Senior Process Associate Jan 2015 - June 2016 Key Roles & Responsibilities: Working on large datasets in the event of pulling accounts from the master database and extracting the requisite information required for daily operation. Managing all Default Mortgage Loans by maintaining all the process compliance as per the client requirement & refer the loan to foreclosure. Preparing templates on a case to case basis with the help of advanced excel, pivot tables, charts etc. Assisting Team Managers in preparing MIS by collating and filtering data received from the team. Worked on various tools aimed at presenting the quality performance of the team. Preparing and delivering the Adhoc reports on time to the management & Client. Updating knowledge base & whenever new updates are received and pass the Information to the team members and ensure that everyone is aware of the updates Summons & compliance Checker & SME Nov 2015 - May 2017 Key Roles & Responsibilities: Provide documents to the attorney regarding the loan to be submitted in the court as well as calculating the judgment figure for collecting from the proceeds of the sale. Keep track of EMI being paid for every mortgage by the respective debtor. Tracking the number of mortgages that are going into default because of missed payments. Communicating with the debtor to understand the reason behind the mortgage going into default. Providing all possible assistance to the debtor to avoid foreclosure including loan modification and processing Home Affordability Modification Act introduced by Barack Obama. Summons & compliance Maker Nov 2010 - Oct 2015 Key Roles & Responsibilities: Provide documents to the attorney regarding the loan to be submitted in the court as well as calculating the judgment figure for collecting from the proceeds of the sale. Filing the complaint in the US court with an attorney in case of failure to reach an alternate arrangement with the debtor. Contact with the law offices of the attorney on a regular basis to make sure that all procedures are followed as per law and completed within the specified time limit. Payment of house taxes and other utility bills till the foreclosure process is completed for the property. SKILLS Strong decision making, organizational, time management, change management, conflict resolution skills and analytical skills. Collects and researches data; Demonstrates attention to detail. Identifies and resolves problem in a timely manner; Gathers and analyzes information skillfully. Ability to work well in a fast-paced environment with a high degree of accuracy. Adapts to changes in the work environment; Manages competing demands; Able to deal with frequent change, or unexpected events. Strong knowledge of internet, outlook, Microsoft PowerPoint, Excel and Word; Able to learn other software quickly as required. Professional Qualification & Academic Background Qualification Institute / Board Passing Year % B.Tech (IT) Roever Engineering College (Anna University) March 2009 72 % SSLC Bright Sun Matriculation School March 2003 74 % HSC Rajammal Rangasamy Higher Secondary School March 2005 72 % PERSONAL PROFILE Father’s name: S.Rajendran Date of Birth: September 27,1987 Languages Known: Tamil, English Nationality: Indian Marital Status: Married Gender: Male Permanent Address Praveen Kumar R, S/O Rajendran. S, D.no-59/1, Anna Salai 3rd Left Cross, Chinnatirupathy Post, Salem-08. DECLARATION I do hereby declare that all the information provided in this document is true to the best of my Knowledge and belief. Place: ChennaiYours Sincerely Date: Praveen Kumar R