Pramodh Dsouza

Pramod Dsouza Finance officer at Karnataka bank ltd- Summary I am looking for finance job in canada. My Objective To secure a challenging position to utilize my skills and abilities in the field of financial management that offers a creative work environment and professional growth while being resourceful, innovative and flexible.Interested in financial products and services. Specialties: finance , investment banking, banking and financial services. Experience Officer at Karnataka Bank March 2014 - Present (2 years 10 months) All banking related responsibilities such as credits , deposits ,KYC compliance , cash management ,cross selling of other products like mutual funds and insurance. Advising clients or customers regarding products and services of the bank. Cross selling other financial products like mutual funds , insurance. Increase the branch revenue by 800 million INR in 2 and half years. In charge of all risk management and compliance regulations in the branch. Handled a team of 10 persons . Increased the customer base from 24000 to 70000 within two years. Credit reporting, financial reporting , budgeting at the branch level. Also evaluated customer needs in case of credit proposals by checking their balance sheet and working capital management in case of companies and liabilities in case of individuals. Ensuring targets are met on monthly, quarterly and annual basis. Motivating staff to do their work at their optimized level. Helping customers to get better service from the products utilized by them. Monitoring KYC AML compliance is met for each and every client information. Preparing TDS for all fixed deposits accounts and maintaining customer relationship. Analyst at Northern Trust April 2012 - March 2014 (2 years) Page1 • Managed custody fee billing for Northern Trust while sending out invoices for the trading done by the client on various stocks and levy charged on 100% services availed by them as well as applying daily payments • Single handedly managed reconciliations and payments related issues. • Helped the company in getting payments from clients at a faster pace and reporting to top management of any irregularities. • Reconciling daily cash reports and instrumental in month end reporting activities like AR reporting as well as sending reports to various AMs across the region on the payments outstanding for their clients. • Reconciling daily reports from 16 banks, tracking payment/s and communicating status to AMs • Billing client invoices on a monthly, quarterly and semi-annually basis • Handling monthly billing, cash settlement & collections follow up activities while prioritized collections and monitored the concerned department activities for enhanced collections/ recoveries and reduction of delinquencies • Conducting aging analysis of the AR-AP and prepare monthly consolidated report • Updating the records pertaining to outstanding dues, monitoring credit period & overdue payments and ensuring proper follow up for collection of payments to assist the company in timely collection of the dues from. • Handling Inter Company AR activities and ensuring adherence to Revenue policy. • Preparing and maintaining reconciliation statements; efficiently carrying out billing reconciliation and statement of accounts reconciliation in conformity with accounting standards. • Conducting P&L reporting, reconciling payments received as well as reporting weekly revenue generated and revenue outstanding • Preparing profit and loss postings, accrual postings and working on TDS process finance executive at Capgemini July 2011 - March 2012 (9 months) Worked on cash applications in SAP platform which included clearing cash , cheque ,ACH payments. operations associate at Infosys June 2008 - August 2009 (1 year 3 months) Worked in the payroll team. Had transitioned a whole process from US to India .Awarded for excellence by Infosys for consistent performance. Languages English Hindi (Full professional proficiency) (Full professional proficiency) Skills & Expertise Business Analysis Page2 Financial Analysis Analytics MIS Corporate Finance Investment Banking Equity Research Banking Financial Modeling Data Analysis Business Intelligence Team Management Portfolio Management Capital Markets Risk Management Microsoft Excel Microsoft Office Finance Customer Service Vendor Management Cash Management Business Development Financial Services Microsoft PowerPoint Customer Relationship Management (CRM) Communication Analytical Skills Business Process Improvement Team Leadership Microsoft Word Accounting Teamwork Retail Banking Insurance English Account Reconciliation Employee Relations Financial Reporting Accounts Receivable Credit Managerial Finance Payroll Payments Budgeting Project Planning Leadership Page3 Financial Statements Invoicing Business Strategy Education Visvesvaraya Technological University Master of Business Administration (MBA), Finance, General, 2009 - 2011 Activities and Societies: finance club, sports coordinator Mangalore University bbm, finance & marketing, 2005 - 2008 Activities and Societies: finance club Certifications certificate in corporate finance iACT Global - International Academy for Certification & Training certification in security analysis and portfolio management iACT Global - International Academy for Certification & Training Courses Independent Coursework certificate in security analysis and portfolio management Honors and Awards Best performer January 2009 Awarded for having best quality score across processes consistently for 6 months Page4 Pramod Dsouza Finance officer at Karnataka bank ltd- Contact Pramod on LinkedIn Page5