Philip Nartey Kofi Botchway

BOTCHWAY, PHILIP NARTEY KOFI - / - QUALIFICATIONS MA. International Relations University of Iceland August 2023 – May 2025 MSc. International Business and Finance (Distinction) Dundee University, Scotland - UK Sept. 2012 – Sept. 2013 BSc. Business Administration, Banking and Finance Option, First Class Honours Kwame Nkrumah University of Science and Technology - Ghana Aug. 2006 – Jun 2010 Member Chartered Institute of Leadership and Governance – Ghana Chapter Membership No. - M103035 Member Institute of Directors – Ghana Ghana Stock Exchange Securities Course Transparency International Summer School on Integrity organized in Cooperation with Mykolas Romeris Law School, Earned 6 ECTS 8 – 14 Jul. 2019 Vilnius, Lithuania CAPABILITIES Excellent interpersonal skills - good communicator/ team player. Self-aware- always seeking to learn and grow. Tactical, strategic, and proactive anticipates and takes initiative. Critical thinker - strong analytical skills. Ability to organize seminars and establish contacts with the wider community. Ability to maintain high standards of achievement, discipline, and punctuality amongst colleagues. Excellent time management skills Proficient in Microsoft Office. - EXECUTIVE SUMMARY A finance expert with great passion in managing credit exposures to risk through financial statements' analysis, client due diligence/ commercial eligibility checks, credit limit monitoring (disbursement & accountability of funds) etc. With over 10 years’ experience in banking and active interest in working with Multinational Companies where I can hold varied stakeholder deliberations and be a change agent, I just completed MA. International Affairs to broaden my horizon and get added skills to function at the global stage. I am an excellent team player & communicator with great strategic, analytical, critical thinking skills and approach. I am willing to take on continuous heightened challenges to render resultoriented performance everywhere I find myself. EXPERIENCE Guest Relations Officer/Front Desk Officer Hotel Muli (Iceland) / November 2024 – Date Achievements: • Excellent personal reviews from clients about me on Google, Trip Advisor and Expedia for delighting customers and giving them extra satisfaction. • Helped to convert excellent reviews into repeat customer business/customer loyalty and attraction of new clients to ensure full hotel occupancy. Responsibilities: • Professionally resolving guest issues to ensure satisfied customers. • Providing information about the hotel to all local and international clients in well spoken and written English diction. • Timely and efficiently answering customer calls and emails and interacting with customers in a manner that leads to excellent cross-selling of products/services of the hotel for heightened revenue. • An excellent and committed team player who contributes to the collective success of the hotel. Senior Credit Risk Analyst First Atlantic Bank Ghana Limited (FAB) / Mar. 2020 – Aug 2023 Achievement: • Trailblazer in the set-up of credit card operations for First Atlantic Bank. • Part of the team that led a loan syndication of USD 42million for renewable energy. • Contributed to the reduction in non-performing loans ratio. Responsibilities: • • • • • • Reviewed customer’s credit requests for Bank Guarantees, Term Loans, Revolving Credits and other digital credits especially credit card requests etc. Succinctly drafted credit risk transaction summaries of customers for approval by Board of Directors. Conducted customer risk assessments, identified strategic, operational, compliance and reporting risks. Carried out Enhanced Due Diligence (EDD) on borrowing clients and liaised with compliance department for AML / KYC / CFT including getting the required approval at the various stages of lending. Analyzed customers’ financial statements to derive key ratios pertinent to loan repayment. Drafted customer offer letters and loan facility agreements for review by legal unit. Key stakeholders: Market Facing Units, Treasury, Legal, Audit, Compliance, Credit reference bureaus. BOTCHWAY, PHILIP NARTEY KOFI IT PROFICIENCY Proficient with Microsoft Office (Word, Outlook, PowerPoint, and Excel) Working knowledge of SPSS software package LEADERSHIP ALUMNI AMBASSADOR for Ghana University Of Dundee, Scotland –UK Jun. 2020 – Date PRESIDENT Queen Elizabeth II Hall, KNUST 2009/10 MEMBER SRC Parliamentary Council, KNUST 2009/10 EXPERIENCE continued Credit Risk Analyst ACCESS Bank Ghana Limited / May. 2018 – Feb. 2020 Achievement: • Key innovator in the set-up of subsidiary credit card operations for Access Bank. Responsibilities: • Served as the first point of contact virtually for customer/client requests with regards to resolution of credit card issues for customers of Access Bank Subsidiaries in Zambia, Gambia, Sierra Leone, Rwanda, Mozambique, and DR Congo. • Assisted in resolving customer issues via phone calls, e-mails and chat to ensure customer satisfaction. • Though I was stationed in Ghana, I helped other subsidiaries in Congo, Sierra Leone, Zambia etc to reduce the delinquent and default on credit cards. • I was pivotal in the movement of the customer’s credit card operations from Nigeria to Ghana seamlessly. • I liaised with the credit card teams in the various countries professionally, timely and efficiently irrespective of the time differences and holidays in these different countries. • Screened out delinquent and unauthorized over limit customers. • Monitored modifications made to customer’s Credit Card Limits daily. • Prepared quarterly Board Reports. CHAIRMAN, Audit Committee Queen Elizabeth II Hall, KNUST 2008/9 Key stakeholders: Business Units, Global Trade Legal, Audit, Compliance & Credit bureaus. MEMBER Editorial Board Business School, KNUST 2008/09 Credit Monitoring Officer (Collections) ACCESS Bank Ghana Limited / Mar. 2017 – Apr. 2018 Responsibilities: EXECUTIVE MEMBER Rect Academy Old Students' Association REFERENCES Juliana Viktorsdottir Iceland Pelagic ehf --Barrister Derek Owusu Boateng Private Legal Practitioner --Mr. Aneal Tsatsu Ofoe Head, Credit Risk Management Cal Bank Ghana Limited -- • • • • • • • • • Calling-in of bank guarantees. Prepared unauthorized overdraft (UODs) reports and unpaid obligations reports. Conducted follow-ups with Relationship teams to regularize unpaid obligations. Monitored Credit Card for Over limits and Delinquent users. Reviewed drawdowns/ facilities booked. Reviewed and circulated maturing obligations (LCs, loans, and Overdrafts) Prepared weekly credit monitoring reports and Customer Calls. Organized Rapid Portfolio Review and Criticized Assets Meetings. Evaluated financial and non-financial covenants in approved facilities, deferrals, stock report, turnover clause etc. Credit Availment Officer (Credit Administration) ACCESS Bank Ghana Limited / Aug. 2014 – Feb. 2017 Responsibilities: • Ensured completeness of all due diligence documentation and security documents before signing off for drawdown. • Liaised with Legal Department to confirm adequacy of documents submitted. • Maintained custody of all security documents held in the fireproof vault and ensured proper control of keys to the vault related to the extension of credit. • Conducted independent inquiries on borrowers on credit bureau platforms. • Disbursed credit facilities (credit cards, overdrafts, revolving time loans, time/term loans, syndicated loans, corporate loans, trade finance transactions).