Nelson Kangethe Kaboo

Nelson Kangethe Kaboo P.O Box- Thika, Kenya. Telephone no: - Email:-Personal Profile A highly dedicated and productive professional having over 14 year’s diverse experience. Offers a proven track record of success in developing and improving policies and procedures that enforce customer credit terms/limits, ensure high percentages of on-time collections, and optimize cash payments/cash flow for the operation. Excels in developing team members while providing organization-wide training on policies/best practices, regulatory compliance, and credit management tools. Solid knowledge of processing insurance and claims. I am also adept at facilitating growth by developing various levels of the organization and building cohesive teams, and I collaborate effectively with senior management to align defined objectives to achieve mission-critical results. A success-driven individual with the ability to perform in highly pressurized and challenging working environments, offering a significant contribution whether operating independently or leading an efficient and productive team. Education 1999 - 2004 Bachelor of Science in Agricultural Economics Egerton University 1994 - 1997 Kenya Certificate of Secondary Education Moi High School Mbiruri Skills Communication Skills: I am an excellent communicator who effectively conveys information both verbally and in writing. I am also a keen listener and give prompt feedback. Organization and Planning: A highly organized individual who handles all tasks in a methodical and timely manner. Very good at planning, reviewing, strategizing and running operations. Priorities and Decision Making: A successful track record in setting priorities; keen analytic, organization and problem-solving skills which support and enable sound decision making. Analytical Skills: The ability to visualize, articulate, and solve both complex and complicated problems and concepts and make decisions that make sense based on all available information. Teamwork: Possess strong commitment to team dynamics with the ability to contribute expertise and follow any directives at appropriate times. Flexibility and Adaptability: I am a flexible team player who thrives in environments that require the ability to effectively prioritize and juggle multiple concurrent tasks. I am also very positive, resilient and open to new ideas. Time Management: Ability to manage competing priorities effectively, to be resourceful and to use time as a resource. Personal Attributes: Charismatic individual who commands presence, demonstrates sound decision making and judgment capabilities, integrity, resilience and self-drive. Computer Literacy: I am proficient in MS-Office suite. Work Experience Sept 2017 - April 2019 Commercial Bank of Kenya Position: Manager -Credit Administration Unit Key Achievements: Developed and implemented the new procedure for Transport Integrated Management System (TIMS) for joint registration of motor vehicles financed by the Bank. Developed and implemented the new procedure for Movable Property Security Registration after the Act came into effect. Implemented a new access system to the Bank collateral strong room by introducing biometric access for the two security custodians. This meant that no single custodian would get access to the strong room alone. This resolved a recurrent audit issue where there was non-adherence to the Bank’s dual access requirement. Reorganized the departmental structure and increased the headcount thus making work-life balance a reality. Did a collateral assessment for the securities held by Jamii Bora Bank during the take-over of the bank by Commercial Bank of Africa Limited in 2018. Responsibilities: Implemented credit administration policies, processes and procedures to ensure control at loan contracting, security perfection and disbursement to protect the interest of the Bank at all times. Ensured that loan contracts being offer letters, agreements, etc. were drafted in line with approved templates as guided by in house legal, are duly executed and enforceable. Ensured that all securities perfected were duly executed and enforceable as per bank credit policy and procedures. Facilitated the disbursement of loans and advances with due care and in strict compliance with bank policies and procedures. Ensured that credit compliance conditions precedent were fulfilled and security documentation was complete before disbursement of facilities. Maintained appropriate portfolio information and diary systems to report and monitor key risk issues, credit covenants, insurances and valuations among others. Was custodian of security documents and responsible for the adequacy and completeness of the same to ensure enforceability in times of delinquency of a credit. Facilitated the release and discharge of securities to the customers upon clearance of credit facilities. Coordinated risk reporting as well as submission of risk and control self-assessment data and action plans for the department. Tracked and updated pending audit issues and made follow-ups for closure of the same within the agreed timelines. Jan 2015 - Aug 2017 Commercial Bank of Africa Position: Credit Documentation Officer, SME/Corporate Banking Key Achievements: Developed the Bank’s Collateral register which resulted in the digitization of the same thus improving the accuracy of the collateral records held by Commercial Bank of Africa Limited and its subsidiaries. Did a collateral assessment for the securities held by Crane Bank Rwanda during the take-over of the bank by Commercial Bank of Africa Limited in 2017. Served customers in a positive way, earning myself recognition from the Country Head of Credit and an acting position as Manager Credit Administration. Responsibilities: Supported the credit documentation manager in providing support to the credit approvers, relationship manager, branches and other stakeholders while providing independent control over the entire credit process. Prepared and issued final letters of offer for execution by customers within the set timelines and updated the document checklist. Issued instructions to the internal legal team for the perfection of securities and made follow up for an update on the status of each transaction. Issued valuation instructions to the valuers, tracked valuation turnaround time and carried out compliance checks upon receipt of the valuation reports. Prepared facility maintenance memos upon registration of documents and confirmation that all the documents had been provided as per the document checklists. Recovered arrangement fees upon facility acceptance by the customers. I was the custodian of the Bank securities. This included filing of the title documents and ensuring their safety. Prepared and shared the weekly and monthly reports with the relevant units. Prepared compliance reports and made follow up with the relevant units for the provision of the missing compliance items. Sept 2011 – Dec 2014 Standard Chartered Bank Position: Credit Documentation Officer, Retail Banking Key Achievements: Successfully organized the team building activities thus enhancing team cohesion. Responsibilities: Monitored and controlled credit facilities by ensuring compliance with credit operations policies, lending guideline and approval conditions. Prepared and issued final banking facility letters for execution by customers within the set timelines. Disbursed secured, mortgage and other secured facilities in strict adherence to the lending policy. Marked overdrafts in the core banking system. Marked liens in the core banking system and monitored the same to avoid shortfall. Paid valuation and legal fees to service providers upon completion of their services. Recovered arrangement fees upon facility acceptance by the customers. I was a custodian of the bank securities. This included filing of the title documents and ensuring their safety. Made assessment and managed overall risk in the personal lending and recommended cases for decline or re-appraisals and preparation of monthly reports on the same. Supported the credit documentation manager in providing support to the credit approvers, relationship manager, branches and other stakeholders while providing independent control over the entire credit process. Liaised with the underwriters on the related renewals and topping up of the insurance and sought valuation reports and top-ups of cash shortfalls for continued compliance with secured matters. Maintained accurate, complete and up to date security filing records for all secured facilities. Maintained an independent control over all security documentation held in the strong room. Other Positions Held May 2008 - Sept 2011: Reconciliation Officer at Standard Chartered Bank. Sept 2004 - May 2008: Camp Supervisor at Nanyuki River Camel Camp. Additional Information Position of Leadership 2008 - 2015: Team Building Champion at Standard Chartered Bank Hobbies and Interests Reading, Listening to Music, Traveling, Community Work Referees Caroline Nyamu Head-Credit Administration Unit, Commercial Bank of Africa Telephone no: - Email:- Jacob Ogola Head-Remedial Management Unit, Commercial Bank of Africa Telephone no: - Email:- Moses Sang Credit Documentation Manager, Standard Chartered Bank Telephone no: - Email:-