Neha Marwah

NEHA MARWAH NEHA MARWAH Email:- • • • • • • • • • • Mobile: - LinkedIn: Profile Over 14 years of experience in Financial Research, Credit Assessment, Financial Modelling, Risk Consulting with a focus on financial risk, third-party risk assessment, and ESG across diverse industry sectors Expertise in developing and implementing quantitative and qualitative risk assessment models tailored to client-specific regulatory and strategic needs Successfully led multiple projects for top-tier banking clients, including the design and deployment of customized risk assessment frameworks and tools Led pilot runs and contributed to concept notes across multiple projects with a focus on credit risk assessment as well as structuring rationale reports Adept at stakeholder engagement, data analysis, and translating complex risk insights into actionable business decisions and policy recommendations Financial modelling, Model Validation, Credit Risk Assessment Third Party Risk Assessment, Industry Report, Credit Evaluation Reports / Financial Due Diligence MS Office applications Building workflows / swim-lanes Strong hold over report writing / presentations, formatting, branding Globsyn Business School, Kolkata 2009 - 2011 PGPM, Finance (Major) St. Xavier’s College, Kolkata 2006 - 2009 B.Com (Hons.) in Accounting & Finance St. Paul’s Boarding and Day School, Kolkata 2004 - 2006 ISC, Class 12 Board Exams, Commerce St. Paul’s Boarding and Day School, Kolkata 1991 - 2004 ICSE, Class 10 Board Exams, General DOB: March 11, 1988 Languages: English, Hindi, Punjabi, Bengali Address: Satyam CHS, Flat 2/1A, 9B Bechulal Road, Kolkata – 700046 Hobbies: Binge watching, travelling, cooking Manager - Risk Consulting, Athena Infonomics | Nov 2024 – Till Date • Led ESG risk assessment for listed Indian equities, enabling fund managers to construct compliant portfolios aligned with defined ESG investment frameworks • Managed end-to-end project delivery, including recruitment, training, and performance oversight of analysts, ensuring timely and quality screening of companies • Acted as primary client liaison, translating ESG insights into actionable investment intelligence for financial decision-makers Assistant Manager – Financial Risk Consulting, ICRA Analytics | Jun 2018 – Oct 2024 • Co-leading the financial / credit risk assessment wing of the firm, which deals with MSME Grading, Third-party Risk Assessment, Early Warning Signal (EWS) Analysis, and Transactional Analytics • Led model validation for banking clients in compliance with SEBI mandates, ensuring periodic assessments and regulatory adherence for Internal Rating System • Managed functional implementation of credit risk models, in banks, translating client-specific requirements into customized model configuration and solutions • Worked as a functional consultant in application development, focusing on BRD creation, Unit Testing, E2E Testing, and accelerating UAT Manager - Finance, GPT Infraprojects | Dec 2015 – Apr 2018 • Managed budgeting process including forecasting cash flow • Created presentations outlining current financial performance metrics for board meetings • Designed comprehensive reporting packages for executive team members highlighting key metrics • Prepared monthly cost sheets of business units, conducted variance analysis by importing data from SAP • Preparing Credit Monitoring Arrangement (CMA) data for banks and financial institutions • Worked on Investor Relations, Press Releases, and activities related to raising funds (QIP) Lead Analyst, ICRA Online | Jul 2012 – Nov 2015 • Co-led Quality Assurance wing ensuring 100% accuracy on financials of U.S. local government entities, across operating funds, debt structures, tax frameworks, and demographic data • Conducted credit assessments of U.S. local governments by analyzing audited / unaudited financials from CAFRs, based on defined threshold • Prior to that was part of the Global Research wing of the firm, focusing on financial research reports Research Associate, Netscribes | Feb 2011 – Jun 2012 • Primary work included Equity Research, Investment Research, writing reports such as Industry Reports, Competitor Analysis, Regulatory Analysis, White Papers • Managed client calls, deliverables, project work, project MIS