Muhammad Umer Hayat

I have twelve (12) year experience of investigating the financial crimes / frauds. While working in apex anti-corruption organization, netted capabilities to:-

Review the practices, procedures, rules, regulations, laws of different regulatory bodies, administrative departments, law enforcement / investigating agencies and identify the procedural, operational and legal loopholes paving the ways for causing loss to organizational kitty. Subsequently, proposed the legislation / by-legislation to upgrade the operation and legal system.

Scrutinize source reports of whistle-blowers, complaints received from private complainants and references from government organizations under the applicable laws to ascertain the jurisdiction of organization.

Conduct Inquiries / Investigation of complex financial crimes schemes committed in banking sectors, public sectors and with private persons by:

o Detecting and analyzing the red flags in crime webs.

o Unearthing the modus operandi of fraudsters for conducting the crime

o Establishing a connection between crimes and criminals.

o Conducting search of bank accounts and assets (physical/digital/virtual) for tracing and recovery of crime proceeds.

o Collection of relevant and admissible incriminating evidence against the culprits.

o Filing Investigation Report by stating the criminal facts, applicable laws, evidence, investigation outcome and opinion / recommendation.

o Submission of Investigation Report to Prosecution Wing for appraisal of available evidence.

o Filing of references against the culprits in trial court.

o Active coordination with prosecutors for a pragmatic prosecution before competent courts of law i.e trial court and appellate courts.