Muhammad Talha

MUHAMMAD TALHA Professional of Islamic Banking, Finance, Budgeting, MIS and Data Analytics, Core Banking - System Implementation-- &- PROFESSIONAL EXPERIENCE Finance Budget and MIS reporting, Allied Bank Ltd - Islamic Banking Group - Manager (VP) 2022-Present) (Manager-AVP-) (Senior Officer, Associate Manager (2014 - – present | lahore, Pakistan Supervision of Islamic Banking business requirements, Testing, Gap analysis and Implementation of system developments in area of core banking, financial reporting. Supervision of GL Lines mapping in T24 System. Accounting Manuals for products of Islamic Banking Assets and Liabilities, implementation in systems. Reviews of Policies and Procedures manuals for Islamic Banking Operations, Pool Management System, Islamic Banking Products. Supervision of Pools and declaration of periodic weightages and profit rates of ABL-IBG. Review of Business Plans, Budget and Market Comparison Budget and KPIs Tracking, Gap Analysis Peer Banks Financial Analysis Creating data models / MIS models / MIS Dash Boards Financial reporting: Islamic Banking Note in Annual accounts Supervision of daily Liquidity positions. Coordination with Internal/External auditors /SBP Audits Review of quarterly performances – both as to financial as well as to non-financial variables Variances Analysis Preparation of different types of Internal reporting • • House # 17 Street 45 Sharif Park Multan Road Lahore August 13th, 1985 PAKISTANI • • - Married - • EDUCATION • • M.com & B.com, Hailey College of Commerce August 2003 – October 2007 | lahore, Pakistan Specialized in Finance • • • • JAIBP, Institue Bankers of Pakistan 2012 | Lahore M.Phill Project Management (In Process), COMSATS VIRTUAL UNIVERSITY ISLAMABAD, Pakistan Specialization in Project Management CERTIFICATES Power BI Boot Camp (LUMS) • • • • ASSOCIATE MANAGER SYSTEM IMPLEMENTATION, ISLAMIC BANKING GROUP - ALLIED BANK LIMITED 2013 – 2014 | lahore, Pakistan Preparation of Business requirements, parameterization, development assistance and testing of T24 Islamic Banking module. Coordination for GL Lines mapping in T24 System User Acceptance Testing and Gap analysis Testing and Implementation of T24 System – Islamic banking Module Data preparation from old banking system to make it compatible with new banking system at the time of migration. Mapping of old to new banking system at customer, general ledger and product levels Assistance in conversion of conventional banking branches into Islamic Banking. Resolution of day to day operational and financial issues after implementation. • • • leadership Foundation Program (Carnelian) Leading Service to Internal and External Customers (ABL) • • • NIBAF Certification in Islamic Finance (SBP) • Islamic Finance for Managers (LUMS) • Introduction to Islamic Banking (ABL) MS Office (ABL) Management Training for officers MTO Batch 2008 MANAGER T24 DESK 2012 – 2013 | Vehari, Pakistan Monitoring of system related branch’s affairs Monitoring of GL lines of branches T24 – Trainer Coordinator for data enrichment from old banking system to make it compatible with new banking system at the time of migration. Support to branches day to day operational matters • • • Account Opening - (ABL) Anti Money Laundering online course (ABL) Data Security Online Course (ABL) • • SENIOR OFFICER BANKING SYSTEM IMPLEMENTATION, Allied Bank ltd 2010 – 2012 T24 System implementation in branches across the Pakistan, Worked as Team leader throughout the implementation tenor. Coordinator for data enrichment from old banking system to make it compatible with new banking system at the time of migration. • • • SKILLS Preparation of Data migration tables Review of data authenticity for migration Coordination with ITG/ Branches /Audit / CAD for migration tasks T24 Training to branches staff. Post migration on hands training Post migration telephonic support to branches for day-to-day operational matters. • • Islamic Banking • Development of Business Strategies Long term/Sort term Strategies • • • Financial Reporting Financials Notes in Periodic Financial Reports Budgeting and Planning Developing Business Strategies (long term / Short Term), Projections, Budgets Tracking, Variance Analysis, KPIs Tracking models TEAM MEMBER - BUSINESS TRANSFORMATION TEAM, ALLIED BANK LIMITED - (Core Banking Project) 2009 – 2010 | lahore, Pakistan Preparation of Business requirements, parameterization, development assistance and testing of T24. User Acceptance Testing and Gap analysis Testing of T24 System different modules (Specially TDRs, Accounts, Remittances, Lockers) Mapping of old to new banking system at customer, general ledger and product levels Users training • • Variance and Trend analysis MS Office • • Business Consultancy in System Developments Analyzing and preparation of Business requirements (regulatory/Internal) System Testings SIT, UATs, QAs, Data Analytics Power BI, Excel • BRANCH BANKING OPERATIONS, ALLIED BANK LTD 2009 – 2010 | LAHORE, Pakistan ▪ Handling of Day to day Branch Banking Operations on different posts ▪ Customer Services Manager ▪ Cash Department In charge ▪ Clearing and Remittance Department In charge INTERNSHIP - NBP 2007 | HASILPUR, Pakistan Power BI AWARDS Performance Award of Excellence (B.Com), Hailey College of Commerce Cash Awards - JAIBP Clearance in First Attempt, ABL LANGUAGES English Urdu PROJECTS Core Banking System Development - ABL, Accounts, TDRS, Clearing, Remittances, Lockers etc. 2010 Core Banking System Development - ABL - Islamic Banking 2014 GL COB Reports Mapping - ABL - Islamic Banking 2014 Pool Management System - ABL - Islamic Banking 2016 Basel System Implimentation 2020 T24 - AA Project - Core Banking System upgradation 2021 Coaching Classes on Personal Development 2023 MIS Dash Boards (ABL-IBG) 2023