Muhammad Khan Memon

Muhammad Khan Memon Cell Phone:- Email:-Address: Flat No.1, 1st Floor Building 11-C Sunset Lane 3, Phase II Ext. DHA Karachi, Pakistan Personal Statement “An adept individual with excellent organizational, process optimization and analytical skills with innate ability to plan and implement strategically with a consistent focus on long term vision of the organization. An inspirational and result oriented professional with proven track record of taking initiatives and working with cross-functional teams to achieve immediate and long-term goals. Muhammad Khan has meticulous understanding of Bancassurance operations, product management and regulatory environment and aspires to diversity further in the area of Bancassurance & upstream business management roles”. Work Experience Sep 2012 - Present Bank Alfalah Limited Karachi, Pakistan Manager Business Planning & Controls - Bancassurance Bank Alfalah Limited is the 5th Largest Bank and 4th largest player in Bancassurance industry with 600+ branches in Pakistan and international presence in Afghanistan, Bangladesh, Bahrain and UAE. My responsibilities as Manager Business Planning and Controls Includes:              Data Analysis for decision making based on various parameters including business growth, competitive scan, regulatory environment, product inclusions etc. Preparation and reporting of PnL statements for the business on monthly basis End to end reconciliation of GL Accounts, partners’ bank accounts and monthly commission incomes Development and disbursal of staff commissions, branch commissions and shadow reporting of financials in business KPIs Oversee all aspects of Budgeting, forecasting and financial reporting for the unit ensuring accuracy and diligence Team lead for cost controlling for the assigned unit Development, tracking and reporting of promotional campaigns to boost Bancassurance business Development and management of Bancassurance product suite encapsulating unit linked education, marriage, savings and takaful products along with non-investment linked general insurance products supplementing target achievement of Bancassurance business Liaise between learning department, distribution team and insurance partners to ensure frequent trainings of all staff for Bancassurance products Lead forwarding and monitoring for underperforming branches to gear them up for business generation Development and implementation of SOP’s, Policy Manuals and Guidelines for processing, issuance, alterations and cancellations of insurance policies Playing an active role in process optimization for smooth flow of Bancassurance business Liaison with insurance partners and cross functional units for long term planning for business development, performance management and product development Achievements      Planning, monitoring and maintenance of over 4 Billion Bancassurance business Developed multiple promotional campaigns enabling business to grow by CAGR of 33% Lead the product development of Takaful product in conventional branches, small ticket products and women specific Bancassurance products combinely resulting in new business premium of PKR 250 Million+ in first year of launch. Played a leading role in implementation of CBC on Scan initiatives enabling the operations unit to drastically reduce turnaround time for case processing. Nominated for multiple overseas conventions in recognition of contributions towards the business Jan 2012 – Jun 2012 Philip Morris International Analyst – Factory Finance (Kotri Factory) Philip Morris International is an American global cigarette and tobacco company, with products sold in over 180 countries outside the United States. My responsibilities as Analyst – Factory finance included:      Authorization of vendor payments, factory payroll and banking transactions including end-to-end reconciliation of records Ensure effective planning, leading and coordination of Factory budget (OPEX) and monthly forecast in line with contemporary dynamics Financial analysis including cost-variance monitoring, inventory counts and subsequent forecasting leading to optimized operational process and resource utilization Implementation of head office and group policies and procedures in Kotri Factory Provide leadership and support to the manufacturing team to ensure seamless vendor management EDUCATION  MBA Finance - IBA Karachi Graduated: 2011 Achievements: Merit based scholarship holder with CGPA of 3.5 Appointed as Teaching Assistant for Project Management  BS Computer Science – Isra University, Hyderabad Graduated: 2009 Achievements: Gold & Silver Medalist with CGPA of 3.96 Merit based scholarship awarded in recognition extra ordinary performance Appointed as Teaching Assistant for Website development and MS Office Suite Skills       Possess effective presentation and project management skills. Quick Learner with ability to take own initiative. Dedicated and self-motivated team player. Possess analytical, problem solving and organizational skills. Advanced level skills in MS-OFFICE (Excel, Word, Power-Point). Hands on experience of SAP & P1