Michael Osaro Osarumwense

OSARUMWENSE MICHAEL OSARO BENIN CITY, EDO STATE NIGERIA- - OBJECTIVE Resourceful and results-driven professional with a solid academic foundation in Biochemistry and over six years of multi-sector experience spanning microfinance, education, and pharmaceuticals. Known for a strong work ethic, exceptional analytical thinking, and a people-first approach to service delivery. Currently excelling as a Credit Officer at Grooming People for Better Livelihood Centre, where I empower individuals and communities through financial inclusion and sustainable credit management. My earlier experience as a Mathematics and Chemistry educator reflects my passion for knowledge transfer, structured communication, and youth development. I also bring hands-on scientific exposure from my industrial training in a pharmaceutical setting, where precision and compliance were critical. KEY COMPETENCIES ➢ ➢ ➢ ➢ ➢ ➢ ➢ ➢ ➢ ➢ Credit Risk Assessment & Loan Monitoring Classroom Instruction & Curriculum Delivery Financial Recordkeeping & Client Relationship Management Data Collection & Scientific Analysis Educational Leadership & Classroom Management Communication & Interpersonal Skills Problem Solving & Decision Making Adaptability & Multitasking Report Writing & Documentation Proficiency in Microsoft Office Suite EXPERIENCE GROMMING PEOPLE FOR BETTER LIVELIHOOD CENTRE OCT. 2019 - FEB. 2025 Credit officer ➢ Manage and evaluate credit applications, ensuring timely disbursement of microloans. ➢ Maintain detailed financial records and track loan repayments across client portfolios. ➢ Educate clients on financial literacy and responsible borrowing practices. ➢ Monitor field activities and conduct follow-ups to minimize default rates GOOD PRAISE ACADEMY FEB. 2015- FEB. 2017 Subject teacher Mathematics ➢ Delivered engaging and interactive mathematics lessons to junior and senior secondary students. ➢ Developed and implemented lesson plans in line with academic standards and school policies. ➢ Prepared students for internal and external examinations with excellent results. ➢ Created a stimulating classroom environment that encouraged active learning. ARMY DAY COLLEGE IGBARUKU KOGI STATE Teacher (NYSC) FEB. 2017 – DEC. 2017 ➢ Taught both mathematics and chemistry across multiple class levels. ➢ Provided academic mentoring and supervised science practicals. ➢ Supported extracurricular activities and school programs as part of the NYSC community engagement. ESEHI PHARMACEUTICAL COMPANY BENIN CITY EDO STATE AUG. 2013 – DEC. 2013 Industrial trainee ➢ Participated in pharmaceutical formulation, packaging, and quality control processes. ➢ Gained hands-on experience in laboratory techniques and inventory management. ➢ Assisted senior lab personnel in research, documentation, and stock handling. EDUCATION UNIVERSITY OF BENIN Biochemistry (B.Sc.) 2015 UNITY HIGH SCHOOL WAEC (SSCE) 2008 REFERENCES Available on Request