Michael Angelo A. Coronel

MICHAEL ANGELO A. CORONEL Email:-Profile I am a Virtual Assistant for five years already and I am providing professional support to my clients by fulfilling their administrative needs. As a banker, I have a nine-year work experience with specialization in Loans and Credit proposals; Client management and marketing; Documentation and Review; etc. March 2008 graduate of Bachelor of Science in Management Accounting in Ateneo de Davao University. Work Experiences Virtual Assistant / Online Freelancer  January 2018 – Present  Provide administrative and executive support to client.  Web research, Data Entry, Marketing Materials, etc. Banco de Oro Unibank Inc. (BDO) Section Head (LAD-CLG)  Loans Administration Department / Consumer Loans Group - January 2017 – May 2017  Tasked to administer the overall operation of the group particularly for consumer loans such as Auto Loan and Home Loan products.  Review and Compliance of pertinent documents relative to loan application.  Release (Booking) of loan thru internal system application.  Maintenance of account for after sales concerns relative to the loan. Philippine Bank of Communications Relationship Manager (Account Officer)  Corporate and Commercial Banking Group - June 2015 – December 2016  Small and Medium Enterprise Banking Group – April 2014 - May 2015       Evaluation of clients as referred by Brach Managers. Market potential clients thru Client calls / Business meetings. Collection of pertinent documents relative to new loan application or line renewal. Handles preparation of Credit Proposals for potential and existing clients. This includes: o Financial Analysis o Credit Checkings o Corporate Profiling o Business Updates / Plans o Collateral Position o Account Strategy o Addressing concerns and comments raised by the review group Presentation of the proposal to the Executive Committee under Corporate and Commercial Banking Group. Communication to client of the approved terms and conditions of their Credit facility. Preparation of Statement of Account and addressing other matters. Maintains customer relationship to existing clients and buildup connection to probable clients. Allied Banking Corporation (now Philippine National Bank) Davao Loan & Trade Center Loans Processor  Collateral and Documentation Section - July 2012 – April 2014  Review of compliance and loan documents for approved facilities / clients.  Preparation of documentation clearance (Chopping) for availing clients.  Monitoring and monthly reporting of documentary deficiencies.  Custodian for credit folders and other business documents.  Safekeeping and preparation of major documents: o Promissory Notes o Real Estate Mortgages o Surety Agreements o Real Estate Tax Receipts o Tax Declarations o Communications / Memos with clients  Ensures recording of Post-Dated Checks and Collaterals (Titles, Passbooks, Time Deposits, Vehicle Registrations, etc.). Also handles, daily monitoring and monthly reporting of the aforesaid.  Preparation of Standby Domestic Letter of Credit  Billing and Releasing Section - June 2008 – July 2012       Education College Personal Information Date of Birth Age Sex Civil Status Preparation of interest and maturing promissory notes to be forwarded to the Account Officer. Processing of daily maturities for interest & principal payments, PN renewals, availments, reversing / regularization of entries, etc. Also, prepares debit and credit tickets for branch recording. Ensures compliance of the instructions as forwarded by the account officer with the terms and conditions of the approved credit facility / medium. Preparation of Statement of Account and various Certificates on a per request basis. Daily recording / reporting for: o GL / SL Balance o Loan Portfolio Report o Daily Transactions (including Import / Export) o Documentary Stamps o AMLA Responsible for the transmission and initialization of daily reports and transactions. Ateneo de Davao University Jacinto St., Davao City Bachelor of Science in Management Accounting June 2004 – March 2008 June 17, 1988 34 Male Single