Mark Muthui Kithinji

MARK MUTHUI KITHINJI Nairobi, Kenya | --| LinkedIn: www.linkedin.com/in/mark-kithinji PROFILE As an Analyst, I focus on bridging business objectives with practical, data-driven solutions. My experience has equipped me with the ability to work closely with stakeholders, translate complex data into meaningful insights, and support informed decision-making. Proficient in Microsoft Excel, Metabase, SQL, and Microsoft Power Platform, I ensure clarity in data communication and leverage tools like ClickUp and Slack to streamline processes. I am committed to contributing to organizations that seek thoughtful and efficient approaches to achieving their strategic goals. WORK EXPERIENCE Leja September 2023 – Currently Business Analyst • Analyzed datasets from 60,000 users and 20,000 microbusinesses using tools like MS Excel and SQL to derive actionable insights on customer profiles and needs. • Developed financial models with 2–3 year projections, estimating $3M in annual revenues, and assessed ROI to support growth strategies. • Collaborated with stakeholders, including KCB, Safaricom, Twiga, and Fortune Sacco, to identify innovative partnerships and drive business objectives. • Organized strategic events, such as the Sankalp Summit and ecosystem mixers with Graca Machel Trust, measuring their impact on business goals. • Created appraisal and pricing models for microbusiness loans, managing a $1M quarterly loan book and developing credit scoring models. • Delivered detailed reports, dashboards, and presentations with Excel, PowerPoint, Canva, and Tableau to communicate insights. • Supported end-to-end testing processes to ensure solutions aligned with business requirements. • Conducted market and product research to identify growth opportunities and drive fintech innovations, ensuring the company remains competitive and aligned with market demands. Diamond Trust Bank – Kenya August 2023 Apprentice – Credit Department • Credit Analysis: Reviewed and recommended credit applications for loan products, including hire purchase loans, overdrafts, term loans, and scheme loans. Analyzed borrowers' financial histories, such as bank statements and financial reports, to determine eligibility. Evaluated an average of three loan applications daily, with loan sizes ranging from KES 5M to 10M. • Credit Monitoring: Monitored and categorized loans with tenures of 3–5 years as normal, watch, or non-performing based on payment status. Loans were flagged as "watch" after 30 days of unpaid interest and "nonperforming" after 90 days, ensuring effective oversight of loan performance. Kenya Commercial Bank – Kenya January 2023 – May 2023 Intern – Credit Operations Unit • Credit Risk Assessment: Evaluated the creditworthiness of 200 loan applicants daily by analyzing financial statements to identify and mitigate credit risks. • Loan Processing: Reviewed and processed loan applications totaling KES 10M daily, ensuring compliance with bank policies and regulatory requirements. • Loan Disbursement: Approved and disbursed 60–100 check-off loans daily, amounting to at least KES 15M, with strict adherence to credit guidelines and accuracy standards. EDUCATION United States International University – Africa. May 2019 – April 2023 B.Sc. International Business Administration (Finance) • Graduated with Second Class Upper Division TRAINING & CERTIFICATE ALX-CFI Program August 2022 – December 2022 Financial Modelling and Valuation Analysis Strategy and Sustainability September 2023 – December 2023 IESE Business School (Coursera Learner) ACHIEVEMENTS • Spearheaded the development of credit scoring models for microbusiness loans, managing a loan book averaging $1M per quarter in partnership with Fortune Sacco. • Recognized for exceeding performance targets during KCB internship, analyzing 200+ credit applications daily. • Developed financial models with 2–3 year revenue projections, estimating annual revenues of $3M, and provided ROI insights to drive company growth strategies. • Successfully hosted an ecosystem mixer in collaboration with Graca Machel Trust during the 2XGlobal Summit Week 2024, bringing together stakeholders to discuss the initiatives supporting women in the ecosystem.