Maricris AsinasSantos
COMPLIANCE | AML ANALYST
WORK EXPERIENCE
AML Analyst
Urus Asia | Feb 2022 - present
PROFILE
With 8 years of leadership
experience in the financial sector, I
specialize in operations
management, due diligence,
compliance, and risk management. I
also have a strong background in
customer service, data analysis, and
business development. Passionate,
goal-driven, and adaptable, I excel
in leading teams and driving
strategic growth.
Conducted Enhanced Due Diligence (EDD)
on high-risk customers and merchants,
including identity verification, source of
funds assessment, and risk profiling.
Monitored transactions for unusual or
suspicious activity, leveraging automated
systems to detect potential money
laundering or financial crimes.
Reported suspicious accounts and activities
to the Money Laundering Reporting Officer
(MLRO) for further investigation and filing
of Suspicious Activity Reports (SARs).
Ensured ongoing compliance with AML
regulations and maintained detailed records
of due diligence and reporting activities.
Compliance Officer
Globiance Pte Ltd | Oct 2020 - Jan 2022
Managed and executed client and corporate
due diligence procedures, ensuring
adherence to KYC regulations and risk
assessments.
Monitored client transactions to detect and
report irregularities or suspicious activities
in line with regulatory standards.
Developed, maintained, and updated
compliance policies, procedures, and
internal guidance documents to ensure
company-wide adherence to legal
requirements.
-
-
Arayat St. Country Homes
Subd Muntinlupa City PH
SKILLS
Time Management
Communication
Adaptability
Problem-solving
Teamwork
Assisted in website reviews and digital
compliance monitoring, ensuring online
content and marketing materials meet
regulatory standards.
Conducted internal audits, provided
employee training, and ensured compliance
with financial regulations, data privacy
laws, and other relevant legal requirements.
Creativity
Leadership
Interpersonal skills
Work ethic
Attention to detail
TECHNICAL SKILLS
Microsoft Office
Sumsub
Shuftipro
Everflow
KYC6
Dowjones
Ospree
Risk and Compliance Onboarding Manager
Olavivo Ltd | Sept 2019 - present
Verified KYC and KYB information of
affiliates prior to account onboarding,
ensuring full regulatory compliance.
Conducted comprehensive background
checks on partners during the onboarding
process.
Coordinated with Affiliate and Advertising
Account Managers to provide updates on
partner account statuses.
Communicated onboarding status
effectively with partners, ensuring timely
and clear information.
Salesforce
Zendesk
Operations Team Manager
Freshdesk
BPO Ingenium International |-
Redmine
BP4Internal
Fleekdrive
Trello
Zohomail
JIRA
Process On
Lucid Chart
Credit Card Regulations
Reports generation
Data Analysis
Research
Affiliate Marketing
Email Marketing
Lead Generation
Manage the operations team that handles
due diligence and card products.
Business development and planning.
Communicate with vendors and merchants
for possible fraud and AML risk.
Train new hires regarding business
operations.
Contact vendors for new systems, setup
and implement API.
Card Service Operations Specialist
BPO Ingenium International |-
Verified client KYC information before card
issuance to ensure compliance.
Produced reports and performed data
analysis to support risk management
efforts.
Collaborated with vendors and merchants
to identify and mitigate fraud and AML
risks.
SEMINARS AND
CERTIFICATES
Anti-Money Laundering Seminar 2015
Bangko Sentral ng Pilipinas
Account Manager
i- Account Services (PH) Inc |-
Managed lead generation, appointment
setting, and client communication.
Drafted contracts and service agreements for
corporate clients.
Account Specialist
Convergys Phil Services Corp | 2015
LANGUAGES
Filipino
English
Korean
Assisted customers with billing inquiries
and resolved technical issues efficiently.
Market Research Analyst
Kerson Capital Limited | 2014
Led lead generation efforts, driving business
development through email marketing and
telesales strategies.
Customer Service Associate
GE Money Servicing Phil Inc | 2014
Assisted customers with billing inquiries
and credit card application processes,
ensuring timely and accurate resolutions.
EDUCATIONAL HISTORY
Polytechnic University of the Philippines
Sta Mesa, Manila
Bachelor of Arts in English | June 2008 - May 2012
Muntinlupa National High School
Muntinlupa City
