Manish Bajaj

Manish Bajaj Phone: - Email:- Professional Synopsis ▪ ▪ ▪ ▪ First attempt qualified CA (ICAI), FRM and US CFA Level III certification program. Managing a proprietary option trading system with a portfolio valued over INR10 million. More 5 years of work experience in credit risk assessment and due diligence. Competent in analyzing the financial parameters, cash flow, business cycle and interacting with clients & business. Organization Experience Organization: Bajaj Consultancy (June, 2019 – Till date) Designation: Founder • • • • In charge of investing INR 10 million portfolio in risk defined strategies; perform qualitative and quantitative research to draw conclusions and set the strategic direction for the portfolio. Well versed with index and currency option selling and managing risk of the portfolio. Implemented both directional and non-directional strategies in equity, index and forex market. Monitor and analyse performance of client portfolios as well as individual investment managers / vehicles used in the portfolio construction on a continuous basis Achievement – Generated return of 28% of the portfolio in a month by index option selling. Organization: State Bank (Mauritius) Limited (June, 2017 – June, 2019) Designation: Manager, Risk Assessment (Corporate Banking) Roles and Responsibility • Reviewing and analyzing proposed transactions to identify key risk factors, and ensure they are well structured, generate appropriate returns and are within risk appetite • Due diligence of documentation, to expose any covenants or clauses that may impact the structure or pricing of a transaction, and recommend appropriate mitigants • Annual review of existing counterparty limits and monitoring credit exposures to ensure compliance with limits • Portfolio analysis and reporting to senior management. • Follow up on transaction execution. Ensure loans/trades are properly booked / recorded / monitored, credit terms are incorporated in termsheets / confirmations and underlying documentation properly developed • Overseeing a portfolio of Corporate accounts, ensuring a minimum level of profitability is achieved and an acceptable level of risk is maintained Organization: Axis Bank Limited (January, 2017 – June 2017) Designation: Manager (Supply Chain Finance) Roles and Responsibility • Partnering with selected corporate clients to provide working capital support for their chosen authorized dealers. • Worked closely with representatives from the Client in establishing a programmatic approach to persuading suppliers to enrol in the Supply Chain Finance. • Assisted seniors in formulation of new business models and business plans through, market analysis and financial modelling techniques. Organization: Kotak Mahindra Bank Limited (January, 2014 - January, 2017) Designation: Manager (Rural Lending) Roles and Responsibility • Solely handling credit appraisal function of one of the sub businesses of the division (Sector: Automobile) • Worked with Relationship Managers and Credit Policy Officers to assess credit opportunities, identify key risks, and structure alternatives • Manage the renewal process and prepare annual/ semi-annual reviews, including preparation of an indepth credit analysis of existing borrowers • Maintain credit policy standards, perform general supervision of work flow and participate in team effort to achieve departmental/company goals • Complete other duties and special projects as assigned by Senior Management Articleship: Chaturvedi & Shah (August, 2010 – August, 2013) Assignment: Statutory Audits of Manufacturing, Real Estate and SEZ Clients • • • Responsibilities include planning, leading and completing client engagements in a cost efficient manner within the timelines. Develop people through teamwork, integrity and leadership. Collaborate with team members to set goals & responsibilities. Identify and assess risks of material misstatement of financial reports due to fraud, assess internal controls and ensure controls are effectively designed. Recognition ▪ ▪ Acknowledged by President of Commercial Banking (Kotak Bank) for Clearing CFA Level III Recognized by Business Head through “I Applaud” for best performance of the month. Academics Passed Financial Risk Manager Program – January, 2019 Global Association of Risk Professionals (GARP), USA -) Passed Chartered Financial Analyst Level III Program – June, 2016 Chartered Financial Analyst Institute, USA -) Charter ed Accountant – May, 2013 The Institute of Chartered Accountants of India, Mumbai -) Bachelor of Commerce – March, 2012 Mumbai University (Sydenham College of Commerce and Economics) Training / Courses ▪ ▪ ▪ General Management and Communication Skills course conducted by ICAI. Orientation course conducted by ICAI Completed 100 Hrs. of IT Training conducted by ICAI. Interest and Activates Teaching students, Traveling – Exploring exotic places, Collecting Coins and Currencies, Playing sports such as Table Tennis, Snooker and Carrom and Participate in social activities. Personal Details Date of Birth Address Languages Known : : : 19th June, 1991 A/605, Sarjan Tower, Jesal Park, Bhayandar (E), Thane - 401105, Maharashtra. English, Hindi, Marathi and Marwadi.