MAITALI RAMKUMAR
Result-oriented professional with a proven record of achievement in conceiving and
implementing effective ideas
Targeting top-level assignments in Financial Analysis and Equity Research-
Key Skills
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Profile Summary
Financial Analysis
MBA and CFA Level 1 Passed finance professional with rich
experience of over 14 years
Gained rich experience in Financial Analysis (Financial Research
Website and Manufacturing firm) and Equity Research (Sell
Side – Oil & Gas Sector India and US).
Examining, analyzing, and managing complex financial data.
Performing analytical review of financial operations of the company.
Analyzing financial statements to determining past financial
performance
Projecting financials that provide clear understanding of future
prospects along with involved risks and benefits
Investigating and understanding key business issues behind the
numbers and providing clear, concise, and timely analysis and
recommendations
Instrumental in establishing and maintaining relationships with
Stakeholders, Mutual Fund Managers, or Foreign Institutional
Investors across the industry.
Sound understanding of the economy as well as business
strategies to be undertaken.
Excellent interpersonal, communication and analytical skills
with demonstrated abilities in customer relationship management.
Equity Research
Fundamental Analysis
Financial & Business
Modelling
Financial Forecasting
Valuations
Scenario Analysis
Sensitivity Analysis
Recommendations
Team Building & Leadership
Career Timeline
IDBI Capital as
Equity Analyst (Agro
& Oil & Gas India)
Asian Markets as
Equity Analyst
(Oil & Gas India)
Jan'06 - Sept'08
Oct’08- Sept'09
Soft Skills
EWSPL
(Manufacturing) as
Financial Analyst
Oct’09 – Oct’15
Market Realist as
Equity Analyst (US Oil
& Gas, Auto, Tech)
Since Nov'15
Education
PGDBA in Marketing & Logistics from SIESCOMS, Mumbai in 2006
BMS from Raheja College, Mumbai University in 2004
Academic Laurels
Topped Mumbai University in Finance (in BMS Sem VI)
Topped SIES College PGDBA (B) in First Year -).
Work Experience
Market Realist
Equity Analyst
Since Nov’15
Key Result Areas:
• Writing articles with actionable ideas in oil and gas sector in the US.
• Accountable for publishing detailed stock articles after analyzing the company, sector and market data, legislative
framework.
• Analyzing company’s financials (Balance Sheet, P&L, Cash flow, Ratios).
• Publish all types of articles news-based, company analysis, pre-earnings, post-earnings, cross-sectional analysis
• Publishing periodical result review of stocks under coverage.
• Keeping a close watch on the sector, companies and remaining informed with latest trends.
• To engage readers by providing historical contexts, company background, or stories
• To write and to convey difficult concepts concisely and precisely
• To keep investors up to date with current events, trends, news, data, and results
• To continually explore, refine, and produce content that are valuable to our investors
• Develop core analytical capabilities
Highlights:
• Successfully published articles 1500 articles per year
• Successfully generated more than massive pageviews every month
• Consistently exceeded weekly and monthly targets on publishing number of reports
• Successfully exceeded the quality metrics set for evaluating articles performance
• Published news-based articles within 2 hours of reporting
EWSPL
Sr. Financial Analyst
Oct’09-Oct’15
Key Result Areas:
• Generating financial management reports and analysis
a. Creating models to determine how to best optimize and grow company’s top line through its existing and new
business models
b. Generating the weekly quarter-to-date financial analysis used for the Sales forecasting process as well as the
quarter-end financial analysis used for Quarterly Business Reviews
c. Compiling the quarterly financial analysis used for the target-based company’s performance incentives
d. Preparing the annual financial analysis used for the subsequent year’s planning process
• Preparing month and quarter-end accounting entries and participating in monthly corporate close and forecast review
meetings
• Providing ad hoc financial and analytical support for the broader organization benefits, including special projects
analytics
• Prepare project reports encompassing all aspect of a project from investment point of view and presenting the same
to the potential investors
• Analyze project’s performance, compare with forecast and take action to work on deviations
• Prepare reports for raising funds for the company in the form of loan, working capital limit
• Recommending investment options like bonds, mutual funds and equity for corporate funds
Highlights:
• Successfully prepared group’s UAE project and raised funds for the same
• Successfully raised CGTMSE loan for the company
• Successfully raised WC limits with Bank of India
• Based on our financial statement recommendation management took immediate steps to curtail the growth on
unprecedented growth in receivables in Oct 2014
Asian Market Securities Limited
Sr. Equity Research Analyst
Oct’08-Sept’09
Key Result Areas:
• Responsible for publishing the detailed stock report after analyzing the company/corporation, sector and market data,
legislative framework.
• Research or develop analytical tools to address issues such as performance measurement, attribution, profit and loss
measurement or pricing models.
• Developing detailed spreadsheet on the company’s financials and estimating the future growth, earnings and valuation
(Balance Sheet, P&L, Cash flow, Ratios, DCF & other valuation methods).
• Keeping a close watch on the sector, companies and remaining informed with latest trends.
• Develop core analytical capabilities or model libraries using advanced financial, valuation and quantitative techniques.
• Interpret results of analytical procedures.
• Maintain and modify all analytic models in use.
• Communicating with fund managers on regular basis.
• Consult financial industry personnel, such as traders, to determine the need for new or improved analytical applications.
• Meeting the company management, visiting the plants for understanding company’s operation, market position and future
plans.
• Publishing management visit notes on the stock and periodical result review of stocks under coverage.
Highlights:
• Published Total of 11 Reports + 3 Result Reviews in past 6 months, entailing:
o 1 Base Oil Sector Report
o 1 Sugar Sector Report
o 4 Monthly Oil Sector Roundup
o 5 Company Report: (Cairn India, GSPL, Bajaj Hindusthan, Balrampur Chini, Shree Renuka Sugars)
o 3 Result Review: (Q2FY09 - 2, Q3FY09 - 1).
• Successfully handled 51 meetings / con-calls in the past 6 months; most of the conversation went on quite well; made
a good impact of "Asian Market" brand.
• Established excellent rapport with most of the Fund Managers / Buy-side Analyst in Oil and Gas Sector.
• Ranked as Top Research Analyst on Bloomberg on “Cairns India” report in Asia/Pacific Region
IDBI Capital Market Services Limited, Mumbai
Research Analyst
Jan’06-Sept’08
Key Result Areas:
• Responsible for scrutinizing given number of stocks in stated industry using appropriate research techniques
• Monitor fundamental economic, industrial and corporate developments by analyzing information from financial
publications and services, investment banking firms, government agencies, trade publications, company sources or
personal interviews.
• Interpret and analyze the financial statements i.e. balance sheets, cash flow statements and income statements and
prepare necessary projections to arrive at the intrinsic value of the stock.
• Present written reports on general economic trends, individual corporations and entire industries.
• Recommend investments and investment timing to fund managers.
• Determine the prices at which securities should be syndicated and offered to the public
• Evaluate and compare the relative quality of various securities in a given industry.
• Inform investment decisions by analyzing financial information to forecast business, industry or economic conditions.
• Draw charts and graphs, using computer spreadsheets, to illustrate technical reports.
• Responsible for publishing the weekly picks and buzzing stocks.
• Staying updated with events and news in the industry and market
• Carry out fund managers meetings to update them with sectors news/events and its impact on companies’ financials
and valuations
Highlights:
• Published the following:
o 1 detailed report every 45 days. i.e 6 reports a year.
o 5 Management Visit Notes
o 23 Result Reviews
o 8 Weekly Pick
o 30 Buzzing Stock
• In-depth knowledge of 4 sectors entailing Sugar, Tea, Rice, Paper with 1 other (Oil & Gas) in learning stage.
• Arranged an ‘Agro Summit’ (A daylong event for Fund-Mgmt meeting) wher major funds such as ABN Amro, DSP ML,
HDFC, Reliance, etc who were invited to IDBI Capital Premises to meet the management of all the 4 companies
(Kohinoor Foods Ltd., KRBL, Murli Agro, Usher Agro).
• Topped the chart of Thomson Financial Services on a consistent basis.
• Efficiently empaneled 2 PE funds due to research reports on Karuturi Network and Garware Offshore.
• The company report on “Usher Agro” turned out to be a big money spinner with stock touching as high as Rs. 229
against our report price of Rs. 25; the company is the only one to have coverage on the company.
• The Tea sector report turned out to be a master piece with IDBI Caps being the first one to do detailed analysis on tea
sector and predict the tea prices. Got quoted in Business Standard “Smart Investors” for the tea scenario after
detailed discussion with the journalist.
• Efficiently called & met funds after detailed report with the best meeting being the event of “Agro Summit”.
• Received a complement from foreign fund for the knowledge in rice sector after detailed discussion on the sector; got
quoted in Reuters for Sugar Sector.
• Contributed to budget analysis report “Union Budget” for Agro & Oil &Gas sectors.
Certification / Workshop
•
•
•
Received CFA Level 1 Badge
Certified in NCFM (NSE Certification in Financial Markets: Securities Market Module) with 74%.
Certified in IELTS with 8.5 score (out of 9)
Personal Details
Date of Birth:
Location:
Marital Status:
Languages:
Nationality:
9th August 1983
Navi Mumbai
Married
English & Hindi
Indian
