Ma. Carolina Llunar

Ma. Carolina Llunar Binan City, Laguna, Philippines 4024 Objective: Seeking a position in a dynamic organization where I can utilize my communication skills, problem-solving abilities and attention to detail to make a positive contribution. With my time management skills, interpersonal abilities and adaptability, I am confident that I can thrive in a fastpaced and constantly changing environment. Experience: Self Employed - Biñan, Laguna Richarol Mary 2021 - Present ● Managing my small business engage in sale of Korean supplies and Korean food. Team Head Mortgage Credit Underwriting - Taguig East West Banking Corporation December 2012 - February 2021 ● ● ● ● ● ● Managed a team of four (4) Credit Officers engaged in evaluating mortgage loan applications. Conducted training and mentored team members to promote productivity, accuracy and commitment to friendly service. Handled evaluation of complicated accounts (P200MM) and endorsed proposals to higher authority. Approved credit proposals prepared by Credit Officers or endorsed to higher authority if beyond approving limit. Created and deployed processes which shortened evaluation of employed borrowers from five (5) to three (3) banking days; and selfemployed borrowers from ten (10) to eight (8) banking days. Proposed, tested and deployed enhancements on Customer Acquisition System that improved system performance and shortened turnaround time. Credit Analyst Auto Loan - Makati Bank of the Philippine Islands (Family Bank) September 2008 – December 2012 ● ● Evaluated auto loan applications based on credit parameters and prepared Credit Approval Memo for approval of Lending Officer within turnaround time. Participated on various User Acceptance Testing (UAT) on front-end system prior to deployment to ensure seamless transition to production that improved system performance and shortened turnaround time. Education: Bachelor of Secondary Education Major in Chemistry Philippine Normal University Manila, Philippines Cum Laude June 2002 - March 2006 Skills: ● ● ● ● ● ● ● Have strong process orientation and good organizational skills with keen attention to details. An aptitude for identifying and resolving problems efficiently Excellent communication skills that result in positive interpersonal relationships A track record of meeting deadlines and producing accurate work of a high standard Proven ability to make sound decisions based on valid information Capacity to learn and apply new information quickly and accurately Strong computer skills with proficiency in MS Office