LEE EDWARD KAO- | [https://lee-edward-kao.github.io] | [Cell:-] | [Vancouver, WA]
SENIOR PRODUCT MANAGER – STRATA DECISIONING ARCHITECT (COLLECTIONS & RECOVERY) CGI STRATA Decisioning Platform Owner | Business Logic SME | Enterprise Rule Engine Design | Cross-Functional Solution Architect | Production Support
CORE IMPACT
Designed 1,000+ production rules in CGI STRATA (largest U.S. Bank implementation)
Maintained 100% SLA compliance for 10+ years on critical payment/collections decisions.
Modernized STRATA from vendor-dependent tool to fully owned enterprise engine ($1.5M/year saved)
TECHNICAL LEADERSHIP EXPERIENCE
U.S. Bank |-
Principal STRATA Architect |-
Owned end-to-end CGI STRATA platform:
Architected 1,000+ Card Recovery Collections business rules for ICS and TSYS: Pre-Charge-offs, Charge-offs, and Re-Decision
Architected rules for Realtime-Settlement Collections
Achieved 100% batch jobs (AUTOSYS)
Process Improvement:
Documented 1,000 + manual workflows that informed STRATA’s later automation rules (e.g., workflow logic)
Partnered with Business Line Management and Research and Data Analyst and other developers to translate business needs into technical requirements.
Key Achievements:
Reduced false positives 35% via rule optimization
Eliminated $1.5M/year in vendor cost
Collections Training & Compliance Leader | *-*
Team Development: Trained 100+ collectors on:
Effective Payment Solutions: Negotiated repayment plans for delinquent accounts
Regulatory Compliance: FDCPA, UDAAP, and bank-specific policies (100% QA audit pass rate)
Customer Empathy: De-escalation techniques to retain relationships
Performance Results:
Reduced delinquency rates by 22% through targeted coaching
Cut customer complaints by 35% via empathy-focused training
TECHNICAL SKILLS
Platforms: CGI STRATA, CACS C360
Tools: SQL, WinSCP/PuTTY, AUTOSYS, JIRA
Methods: Agile Scrum
EDUCATION & CERTIFICATIONS
CGI STRATA Certifications: Advanced Rule Design
Relevant Coursework: 120+University Credit | Chemistry Major | University Calculus I, II, III | Linear Algebra | Statistic | C++ | Unix