Kishore Kumar
Address: Kishore’s House, Zardari Colony Tando Adam Road Tando Allahyar.
District Tando Allahyar, Sindh, Pakistan.
Contact No: -, -, Email:-
EXECUTIVE PROFILE
An enthusiastic, dedicated, resourceful Experienced Banker as Finance Manager / Credit Manager with 12 years
in the financial /banking industry. Well experienced with the skills of Data Entry, Copy writing,
KEY COMPETENCIES/ HIGHLIGHTS OF QUALIFICATION
More than 10 years’ experience of Data entry jobs
Ability to work at a high capacity
Experience in persuasion copywriting for ad copy.
Data entry in the English language
Reports builds on excel sheet and google sheet
Strong Technical skills.
Good working internet connection and computer.
Experienced in using Google Suite, Google Drive, Google Office
Microsoft Office Knowledgable (especially Excel and Word)
Reliable internet connection (backup internet is preferred).
Always pays attention to detail in day-to-day tasks and projects.
Flexible and willing to do market research in order to create effective copy products in a potentially wide array
of niches.
Great experience in using FB business manager and creating FB pages.
Experience in graphic design.
Deep knowledge of the laws affecting credit and credit repair
Skills in Photoshop or photo editing.
High analytical and problem-solving skills
Good English Communication skills
Being a results-oriented willing to work with others in a team environment.
Huge experience in managing credits and loans in accordance with Banks policy.
Profound knowledge of credit and financial statement analysis, Ratio Analysis.
Ability to clearly communicate information both verbally and in writing.
Skill in researching, compiling, and summarizing statistical data and related materials.
Available during US business hours (EST)
WHY HIRE ME
I am motivated hard worker and I do my job as per client’s needs and satisfaction. I shall go beyond the brief
from clients and try to improve upon the assigned work criteria. I have a network of highly trained Data Entry
specialists in liaison with me for many years who are expert in their field and that makes me capable of
handling any type and any amount of data entry work or related assignments.
If you assign your valuable work /job to me, I assure you will pleasantly surprised with the outcome form my
side and you will keep coming back to me for more assignments.
For me all assignments either big or small are equally important. So please don’t hesitate to contact me for
every type of assignments/jobs.
CAREER PROGRESSION
RELATIONSHIP MANAGER (SME Sales) in Bank Alfalah Ltd (Pakistan’s Best Bank for the Year 2019)
Form July 13, 2017 to May 24, 2020
Key Responsibilities:
● Marketing of Advances clients of different segments i.e. SE, ME, SME / Commercial /corporate and Seasonal Finance-
processing, & raise proposal for Credit approvals for NTBs/renewal / enhancement. Responsible for completing Pre and
Post-approval formalities / documentations to submit with CAD for DAC, monitoring of stock pledged, recovery /
collection / adjustment of mark-up and principal amount of portfolio.
RELATIONSHIP MANAGER (Commercial SME) in Allied Bank Limited (Among top 5 Banks)
Form June 23, 2016 to July 12, 2017
Key Responsibilities:
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Responsible for Commercial /SME portfolio of all branches assigned in District Mirpurkhas Pakistan.
RELATIONSHIP MANAGER (Retail Assets) in United Bank Ltd (Best Bank awards winner 2015)
Form November 11, 2014 to June 20, 2016
Key Responsibilities:
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Singly looking after retail finance portfolio of 25 branches of UBL District Mirpurkhas.
Generating new Retail /Commercial Assets business through presentation of bank’s product to customers.
RURAL FINANCE OFFICER Bank Alfalah Ltd (Pakistan’s Best Bank for the Year 2019)
Form November 30, 2007 to November 10, 2014
Key Responsibilities:
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Analyzed loan applications and documentation.
Improvised loan applications and documentation.
Formulated loan contracts and aided customers.
PROFESSIONAL CERTIFICATIONS AND TRAININGS IN PAKISTAN
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Training for “ESMS” on November 1, 2019 at Main Branch Hyderabad.
Training "SBP PRs (SE, ME & Corporate Commercial" on Sep 04,2019 at Karachi.
ME RM Learning Program-Level I @ South LC BAFL (1-3 August 2018)
Training program on prudential regulations on SME banking/financing by SBP on- MPK.
Training SME RM Learning Program-Level I " August 1-03, 2018 @South LC.
Credit Analysts Certification Program at HO HR Bank Alfalah Ltd, March 22, 2018.
SME Policy-Training Plan 2018, for the Capacity Building of Banks at SBP Hyderabad 22/23 Jun 18.
Orientation Training at Learning Center ABL Karachi, June 23 to- days batch ticket training for Credit Officer & ACOS at SBP Hyderabad. June, 3-4, 2013.
TECHNICAL AND PROFESSIONAL SKILLS
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Teamwork & Team Management.
Motivator & Communication, Analyzed.
Human Resources Management.
Motivator & Communication.
Business Oriented.
Flexible in Time & Task Oriented.
Problem Solving and Empathy.
Excellent oral and written communication skills in English, Urdu, Sindhi and Hindi languages.
