Kipkoech Ngeno

KIPKOECH NGENO P.O Box 535 – 20210, Litein -Kenya Tel: - Email:-CAREER PROFILE SUMMARY An all-round professional, excelling in collecting debts from company debtors, evaluating new credit requests, ensuring timely payments of company debts and processing invoices, managing general finance and accounting functions as well as bringing in business by building and maintaining business relationships that have resulted in the consistent realization of revenue. My experience has leveraged my expertise in credit management, credit control, credit analysis, debt recovery, relationship management, accounting, accounts payable and receivable, financial management, financial reporting, financial control, financial analysis and customer service. Additionally, I can work independently and handle multiple tasks simultaneously. Moreover, I possess good organizational skills and the ability to meet deadlines, coupled with strong analytical, problem-solving, communication and negotiation skills. As an individual who ensures credibility when undertaking my roles, I am confident that my skills and experience will contribute to revenue growth in the company. EDUCATION BACKGROUND   Bachelor of Commerce (Accounting Option): Technical University of Mombasa; 2012 to 2016 Kenya Certificate of Secondary Education: Tengecha Boys High School; 2006 to 2011 PROFESSIONAL COURSES  Certified Public Accountants of Kenya (CPAK) OTHER QUALIFICATIONS    Certificate in Business Data Analytics – Regional College of Management ; September 2023 – December 2023 Certificate in Quick Books : Skylink College of Accountancy and Management Studies; December 2022 – February 2023 Certificate in Computer Applications: Kenya College of Commerce and Hospitality; March 2013 – April 2013 KEY SKILLS AND COMPETENCIES ACQUIRED             Accounting skills: An experienced accountant with experience handling both complex and general accounting principles, bank reconciliations, general ledgers monitoring and reconciliations balancing and verification of accounts among other diverse accounting functions. Financial Skills: Expert on matters finance such as financial accounting, financial reporting, budget preparation, planning and monitoring to ensure effective cost saving and performing cash flow forecasting. I also ensure that the company adheres to the internal policies to ensure smooth flow of the business and testing of the model as well as rectifying where necessary to align to the model. Financial Reports: Excellent in preparing financial reports such as the Statement of Financial Position, Statement of comprehensive income and Cash Flow Statement following strictly the GAAP and IFRS governing the preparation and disclosures. Credit Control: I am experienced in handling the collection of debts, monitoring debt age balance and maintaining accurate debtor’s records. Debt Recovery: Proficient in developing effective debt recovery processes that maximize debt recoveries and mitigate credit losses to achieve debt recovery targets. Relationship Management: Experienced in developing strong relationships with customers to maintain an ongoing revenue stream by ensuring a high level of customer experience is delivered. Banking Skills: An expert in handling banking procedures for example; customer service: retail management; digital banking; business banking and personal banking with the capacity to sell financial products. Client Relations: Proficient in interacting with customers professionally as I engage in; following up to ensure that appropriate actions have been taken and ensuring their needs hence increasing customer satisfaction. Risk Management: Am a critical thinker who frequently questions existing systems and procedures to identify risk exposures for the implementation of mitigating measures. Analytical and Problem-Solving skills: Able to visualize and solve complicated problems in the best way possible and make accurate and informed decisions. Communication skills: Excellent communication skills with the ability to relate with all the staff working in the department, identifying their needs and working through any issues that might be concerning them. ICT Competence: Proficient in navigating MS. Office suites, MS. Excel, MS. Power point, MS. Word, email, and the internet with an ability to adapt well to new technology. WORK HISTORY Relationship Officer Credit Equity Bank (k) Ltd; January 2020 To-date Duties and Responsibilities  Meeting with applicants to obtain and compile copies of loan applicants, credit histories, financial statements and other financial information for loan processing.   Appraising and advising clients on loan eligibility. Analyzing the applicant’s financial status, credit and property evaluations to determine client's financial status.  Reviewing loan applications to ensure they are complete and accurate according to policy.  Evaluating creditworthiness and risks.  Coordinating the loan processing and advising clients on loan approval status.  Ensuring compliance with loan procedures and other legal requirements.  Generating loan periodical reports and monitoring branch loan portfolios. Accounts Clerk National Government Constituency Fund-Konoin Constituency; October 2018 to November 2019 Duties and Responsibilities  Preparing and ensuring proper accounting records are maintained.  Analyzing payment and carry out data analysis to support the preparation of accounting reports.  Updating and maintained accounting journals and ledgers.  Preparing weekly, monthly and quarterly financial reports and maintained accurate accounting documents and records.  Reconciling accounts on time and processed payment vouchers.  Ensuring proper and accurate reporting of financial operations.  Preparing periodic reports on compliance with the approved budget for budgetary control  Analyzing expenditure variance and prepare monthly reports for decision-making.  Filing and remittance of statutory deductions.  Managing petty cash. Accounts Clerk Kapcheprotwa Liberty Academy; July 2016 to September 2018 Duties and Responsibilities  Oversaw day-to-day cash management, managed accounts payable and receivable and annual budget.  Kept organized books of tuition fees and files of receipts, prepared expense reports regularly, designed and updated financial procedures.  Maintained accurate financial records and transactions and school bank accounts.  Provided accounting and clerical assistance to the accounting department.  Typed accurately, prepared and maintained accounting documents and records.  Preparing bank deposits, general ledger postings and statements. Finance and Accounts Department Intern Egerton University; May to August 2015 Duties and Responsibilities        Approving imprest warrant to Vote Book section and processed imprest to the general ledger. Preparing payment vouchers for petty cash, salaries, imprest warrants, suppliers, noninvoice suppliers, posted purchase day book and filed electricity bills, updated and balanced ledger for electricity bills. Allocating votes to vote holders, conducted costing of all activities and provided activity rates overheads allocations. Verifying the accuracy, completeness and validity of all payments made by the university. Collecting and posting appropriate accounts and fees. Sorting receipts, signing the clearance forms for graduating and transferring students. Verifying student's HELB loans and maintain individual student fees account. PAST EXPERIENCES  Accounts Intern: Litein Tea Factory Co. Ltd; June – August 2014 REFEREES Mrs. Viola C. Ngeny Senior Relationship Officer Equity Bank (K) Ltd Tel: - Email:-m Mr. Vincent Yegon Senior Accountant Egerton University Tel: - Email:- Mr.Gabriel Nyambok Relationship Manager Credit Equity Bank (K) Ltd Tel:- Email: gabriel-e