Keshav Kumar
Mob: -
Email:-Address For Correspondence
Kapilla Apartment # 60, F2 , 2nd Floor, 6th main, 7th cross Venkatappa Layout Sanjaynagar Bangalore
OBJECTIVE:
To associate with a progressive organization, which would enhance my skills, provide an opportunity to work and lead a team and get sufficient exposure and try to achieve organizational goals and targets.
PROFESSIONAL EXPERIENCE
Practicing as Chartered Accountant
Keshav Kalantri & Co as Proprietor since Dc 11,,2017
Engaged in Statutary audit, internal audits, ax audits etc for various organization
Advisory role on direct and indirect tax matters including various type of return filing.
Accounting and advisory as per IND AS, IGAAP and IFRS
Other advisory like investment advisory, Fund Raising, Management consulting etc
Experience in Retail Banking Industry
Kotak Mahindra Bank Limited
As Chief Manager Home Finance (April 2017 till Dec 10,2017)
As Senior Manager Home Finance (April 2015- March 2017)
As Credit Manager Home Finance (Dec 2012-March 2015)
Analyzing credit worthiness of customers based on their income, business segment, CIBIL, qualification, experience, legal and technical aspect of property etc.
Doing personal interaction with customers to understand their industry norms, business model, confidence level etc. which help in analyzing loan repaying capacity of the customer.
Complying with RBI guidelines while sanctioning and disbursement of loan
Providing satisfaction to customers by maintaining decent Turn Around Time (TAT), educating them, correct information etc.
Follow up with customers in case of delinquency of less than 12 months
Audit compliance on all aspects stipulated by the policy division and statutory acts.
Meeting DSA and other channel partners for increasing company network.
Having sanctioning authority of Rs. 50 lacs
Has contributed about 30 pc of total volume out of disbursement among team of six people.
Experience in Audit and accounts
Deloitte Haskins & Sells -)
As an Article Assistant
Understanding and documenting client’s business
Documenting the processes and controls including performing test of controls/walkthroughs to ascertain the level of reliance to be placed on internal controls.
Performing substantive and analytical procedures to address risks associated with each accounting cycle and escalating issues to the Senior/Manager
Validating compliance with accounting standards and financial statements disclosure requirements
Major assignment include statutory audit and limited review (if applicable) of Idea cellular, Vodafone, Mawana Sugars Limited, Honda, KEC international etc.
Apart from above have handled tax audits, stock audits etc.Statutary Audit of various other companies.
Even though in training period started handling audits for smaller manufacturing units independently.
CLASS
YEAR
BOARD
PLACE
INSTITUTION
PERCENTAGE
CA
2011
ICAi
Delhi
ICAI
57
B. Com(H)
2008
DELHI
Delhi
Sri Ram College of Commerce (SRCC)
73%
XII
2005
PUC
Bangalore
Seshadripuram Composite college
95.00%
X
2003
CBSE
Madhubani , Bihar
Jawahar Navodaya Vidyalaya
80.80%
One of the 80 students selected from district for free schooling from Navodaya Vidyalaya.
All India Rank -) &-) inl Mathematics Aptitude Test
Distinction holder in National Science Olympiad.
Grade “A” holder twice in Indian Institute of Personality Development.
College Topper in class 11th & 12th
Scored 100% marks in Business Math & Statistics in Class 12
Obtained 95.20% in Compulsory Training Organized by ICAI
EXTRA CURRICULAR ACTIVITIE
Obtained Certificate “A” in NCC. .
Attended National Integration Camp organized by NCC
Active Member of National Service Scheme
Passed State Level Personality Development test
Date of Birth : -
Father’s Name : Mr. Santosh Kalantri
Communication Skills : English, Hindi
Computer Proficiency : Microsoft Word , Excel
Hobbies and Interests : Playing and Watching Cricket, Solving Sudoku, Listening Music.
Rajesh Agarwal : Partner Deloitte Haskins & Sells
Mob No -Email-
Dilip Maliwal : DGM Accounts and Finance HSIL Gurgaon
Mob No -