Kearynn Mosley

KEARYNN MOSLEY LOAN PROCESSOR Summary Work Experience An analytical and well-organized loan processor well-versed in conventional, and government loan application and closing procedures. Effortlessly review files, compile documents and obtain missing information. Executes with consistent delivery and re-prioritizes in fast-paced, ever-changing environment leveraging strong problem solving skills and positive attitude under pressure LOAN PROCESSOR Skills Lending & Underwriting Guidelines Credit/Income analysis Conventional and Government Loans Debt to Income Ratios Risk Assessment Wells Fargo - Digital Risk LLC (contract) March 2020- Current Analyzed applicant's financial status, credit, and property evaluations to determine feasibility of granting loans. Determined approval status of loan applications based on applicants' qualifications. Took applications and collected income and asset documentation to enable underwriting and prompt loan decisions. Reviewed loan agreements for completeness and accuracy. Resolved customer complaints through research and investigation Promoted additional services for clients with more specialized needs. Complied with company quality standards and applicable regulations governing financing UNDERWRITING ASSISTANT Ally Financial Services (Contract) Feb 2019-March 2020 Contact Details Number:- Email:- Conducted research Assembled and analyzed data as well as submitted reports and documents. Processed bills and invoices Addressed concerns quickly to avoid lasting issues DEBT COLLECTOR III First Investors Jan 2016 - Feb 2019 Reviewed accounts regularly to prioritize collection efforts based on factors such as dates and balance amounts. Set up payment plans to help customers bring accounts current. Notified credit departments Traced delinquent customers to new addresses by inquiring at post offices, telephone companies, and credit bureaus Maintained appropriate customer service etiquette to reduce tension and facilitate beneficial outcome for all parties. Collector CMI Group Dec 2014- Jan 26 Called moderately aged accounts with a friendly approach to resolve non-payment issues. Conducted skip tracing to locate individuals responsible for outstanding balances . Maintained organized system to increase collections team efficiency.