Julia Smith
www.parliamentaryanlytics.com
www.linkedin.com/in/julia-smith-a2b393101
SUMMARY/BACKGROUND
Looking for Database Specialist role using my SQL knowledge. Professional with Microsoft Office skills, and over 25 years in financial institutions with experience in customer service and office processes. Strives for superior results and service. Enjoys assisting others with beneficial improvements.
EDUCATION
NOVA – Certificate in Database Management
Microsoft Excel – St. Petersburg College Corporate
University of Wisconsin - Whitewater, bachelor’s degree in education
Training
SKILLS
Microsoft Office Products, SQL, Oracle, Alteryx, Teradata, Tableau, Database Design
POSITIONS HELD
Parliamentary Analytics LLC January 2019 – present
Role: Co-Owner
Duties and Responsibilities:
Assist businesses in data analytics, data warehousing, visualization, extraction and loading.
Transit Employees Federal Credit Union November 2015 – June 2017
Role: Loan Officer and Member Service
Duties and Responsibilities:
Review loan applications in Symitar, applications received online and at the branches.
Credit reviews with members in order to find loan products that will fit their needs or help rebuild their credit.
Assist in the branch operations.
Work with member base to increase membership and loan growth.
Research loan disputes for payment reversals.
Process skip payment and extension requests.
Partners Federal Credit Union (Credit Union for Disney) February 2013 – September 2015
Role: Senior Loan Underwriter
Duties and Responsibilities:
Integral part of the Credit Administration Underwriter Department - winners of the Backstage Department of the Year 2014.
Responsible for continual monitoring and processing of consumer loan applications received through various queues. Applications submitted by branch staff, loan phone center, home equity processors, collection department and dealerships. Also receive phone calls through Credit Administration Hotline. Use of Experian FICO 08 credit reporting system. Provide alternative lending options or suggestions for improvement for consumers when appropriate.
Responsible for scheduling of department staff and coordinating rotations of duties and weekend hours.
Updated written procedures for processing of monthly HELOC Renewal Report.
Review applications on Opening Act and Symitar. Applications may be first time review or 2nd review. Approve and decline requests using established loan policies and standard procedures and guidelines. Requests above or outside guidelines sent to upper management with recommendations for approval.
Process monthly HELOC Renewal Reports reviewing loans for renewal, reduction or termination based on current market values of property and credit analysis.
Review requests for Collection extensions and rewrites of existing loans. Evaluate applications and render decisions to approval or decline based on repayment history and prior requests.
Process auto loan applications from dealerships using CRIF and CUDL programs
Achieva Credit Union September 1999 – February 2013
Role: Branch Manager
Duties and Responsibilities:
Responsible for the smooth day to day operation of local branch. Maintain branch staffing and education in order to assist members in a timely manner while staying in compliance. Coaching and monitoring of staff. Review loan applications with staff for approvals over their limits or outside established Credit Union guidelines.
Managing the security and safety of the branch, by analyzing security and
safety policies and procedures.
