Jan Freeman Snead

JANET (JAN) FREEMAN SNEAD 3223 Draper Avenue Charlotte, NC- cell- SUMMARY: Creative mortgage professional with excellent language, people and computer skills. Experience in banking, real estate, sales, database management, marketing/market research, publishing and public relations. Strengths are superior customer service and flexibility, fast learner, personable. Have worked remotely for 3 years. SKILLS: Encompass, SalesForce, File Maker Pro, Zoom, Teams, Go To Meeting, Macintosh and PC, Microsoft Office Suite, Photoshop 6.0-CS3, Website editing, Lending QB. EXPERIENCE: HIGHLANDS MORTGAGE Charlotte, NC 08/2020-11/2020 Loan Processor (Remote) • Managed 10-20 loans per month, ordered services, disclosures • Conventional loans, purchase and refinance RAPID MORTGAGE COMPANY Raleigh, NC 03/2020-06/2020 Loan Processor (Remote) • Conventional, FHA and VA loans HOMESTAR FINANCIAL CORPORATION Charlotte, NC 08/2016-03/2020 Loan Officer Assistant (Remote) (06/2019-03/2020) • Application review to preapproval underwriting • Worked with branch LOS to complete checklists and send to Underwriting • Collected documents for underwriting approval • Managed closing pipeline Loan Originator (08/2016-06/2019) • Originated loan self-driven from realtors and referral partners • FHA, VA, USDA, Conventional, Down Payment Assistance MONTAGE MORTGAGE, LLC Charlotte, NC 10/2015-05/2016 Loan Originator • Originated loans in call center from leads under USDA, FHA, VA and conventional guidelines • Collected documents to submit to underwriting for approval NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA Charlotte, NC 07/2009-02/2015 Mortgage Counselor/ Credit Access/Home Save Counselor • Loan origination-Counseled low to moderate income families to homeownership • Loan processor worked with clients to collect all documentation for Qualification underwriting and loan closings • Team Mentor tasked with development of seven housing counselors • Managed pipeline of 300+ clients around the US in all stages of qualification • Licensed Loan Originator in GA, SC, TN and LA. VA and NC added Oct. 2014. • Assisted at-risk homeowners with saving their homes from foreclosure • Modified FHA, conventional and non-conforming loans through government program waterfalls. • Publicity, marketing and conducting workshops in advance of Home Save tour events. EDUCATION: Central Piedmont Community College, Charlotte, NC. Business Management, AAS degree MTG 7324 Introduction to Mortgage Underwriting-Fall 2011 NMLS Mortgage Loan Originator Pre-Licensing Course, June 2012 National NMLS certificate, July 2012. UST Completion April 2013 Georgia MLO Residential Mortgage Law course, July 2012 Louisiana Residential Mortgage Law course, July 2013 South Carolina Residential Mortgage course, Sept. 2013 Tennessee Residential Mortgage Law course, Dec. 2013 North Carolina Residential Mortgage Law course, Nov. 2014 PUBLISHED ARTICLES: Charlotte, Charlotte Entertainment, Neighborhoods, Charlotte’s Best Magazine, The Charlotte Observer Style section. VOLUNTEER ACTIVITIES: Publicity for Charlotte Argentine Tango Society-2 years, coached Odyssey of the Mind-4 years, Carolina RAIN-AIDS Walk-7+ years, Education Committee-Historic Preservation Commission-5 years, chaired Awards Banquet-2 years. Precinct Chair-3 years. LISC Grassroots Advisory Council member, committee for affordable housing.