Itunuoluwa Comfort King

King Itunuoluwa Comfort Mobile:-,- Email:-15 ABAYOMI STREET KEMIST BUS-STOP AKOKA LAGOS NIGERIA. A financial and Business analyst with Accounting background and Experience in Risk and Compliance – Policy Development, AML/CFT Evaluation of Businesses and Products, KYC/CDD/EDD, Sanction Screening, Good understanding of regulatory requirements, Transaction Review, Drafting and implementing annual compliance program. TECHNICAL COMPETENCIES • • • Ability to gather, interprets, analyze and present both financial and non-financial information. Ability to gain and maintain an in-depth knowledge of macro issues both locally and globally Good understanding of Clients expectations. ACADEMIC QUALIFICATIONS. o o o B.SC. Accounting. Sept. 2018, Caleb university, Imota-Lagos HND (Distinction), Banking & Finance. 2012, Lagos State Polytechnic, Ikorodu OND (Upper Credit) Banking & Finance. 2009, Lagos State Polytechnic, Ikorodu PROFESSIONAL QUALIFICATIONS AND MEMBERSHIP • Associate Member- The Chartered Institute of Bankers of Nigeria (ACIB) • Nigeria Institute of Management(NIM) - Proficiency Certificate in Management • Association of Chartered Certified Accountants (in view). TRAINING AND DEVELOPMENT • • • • Project Management- The Fundamentals and Beyond x Open University UK x TeamGantt Quantum Analysis NG -Data analysis training- Ongoing training covering: Power BI, Tableau, PostgreSQL, MS SQL and problem solving techniques for Data Analytics. Controls and Compliance review functions Training. Watsan Training-Project Risk Management. WORK EXPERIENCE AND RESPONSIBILITIES HELLOMEMONEY FINANCIAL DATA ANALYST April 2023 TILL DATE ▪ Act as the Risk Champion for the organization in risk identification and independent internal advisor in the area of risk management, policies, guidelines and Compliance. Actively involves and coordinates periodical methodology review. Carry out special investigation and review and any other responsibilities as assigned by the management. ▪ Ensure data accuracy and consistency by identifying and addressing errors, missing values, and outliers in financial datasets. ▪ Develop and maintain financial models to forecast financial performance, create budgets, and assess the impact of various financial scenarios. ▪ Calculate and report on key financial performance metrics such as profitability ratios, liquidity ratios, and leverage ratios. ▪ Track financial trends and economic indicators to assess their impact on the organization's ▪ ▪ ▪ ▪ ▪ ▪ ▪ ▪ ▪ ▪ financial health and stability. Evaluate financial risks and assist in the development of risk management strategies. This may include credit risk assessment, market risk analysis, and operational risk evaluation. Conduct financial analysis to evaluate potential investments, assess return on investment (ROI), and make recommendations for investment decisions. Prepare financial reports and presentations for management, stakeholders, and regulatory bodies, ensuring compliance with accounting standards and regulations. Analyze cost structures to identify areas for cost reduction and efficiency improvement. Perform "what-if" scenario analysis to help the organization prepare for different financial situations and potential outcomes. Conduct research on financial markets, economic conditions, and industry trends to provide insights into market dynamics. Create clear and informative data visualizations, charts, and graphs to communicate financial insights to non-technical stakeholders. Liaise with finance team of partner correspondence bank in UK and EU countries to bargain rate and ensure charges are as agreed. Contributes to the continuing financial stability of the Bank by advising the management on liquidity status in line with regulatory exposure limits. Prepares and present monthly consolidated reports of the organization to reflect risk and compliance level across all products and projects under took. Skills: Liquidity Management · FX Hedging · Cash Flow · Treasury Management · Cash Management · Money Market · Money Management · Cash Flow Forecasting · Accounts Payable .Enterprise Risk Management · Risk Assessment · Document Review · Team Development · Regulatory Compliance · Team Building · Leadership · Data Management · Analytical Skills · Anti-Money Laundering. ACCION MICROFINANCE BANK RISK, CONTROL AND COMPLIANCE OFFICER RISK ANALYST Jan. 2021 –March 2023 o o o o o o o o o o Create clear and informative data visualizations, charts, and graphs to communicate financial and accounting insights to non-technical stakeholders. Identification of all the regulatory requirements that potentially apply to the Bank and analysis of identified risks to the achievement of business objectives Analyze financial data using statistical and machine learning techniques to identify trends, patterns, and correlations that can inform financial decisions. Develop predictive models to forecast financial trends, asset prices, market volatility, or other key financial indicators. Use data to assess and model financial risks, including credit risk, market risk, and operational risk. Develop risk assessment models and tools. Create and implement algorithms for portfolio optimization, asset allocation, and trading strategies. Ensure reduction in the current level of Bank charges and leverage on relationship with company bankers to achieve competitive cost of funding and interest rate optimization for the company. Work closely with the finance department, auditors, and other teams to integrate data-driven insights into financial and accounting decision-making processes. Respond to ad hoc requests for financial and accounting analysis to support business decisions and resolve financial issues. Liaise with banks on efficient and effective investments and financing method that supports delivery of business objectives. o o Automate repetitive financial processes, such as report generation, data entry, and reconciliation, to increase efficiency. Review the banks monthly financial report to ensure compliance with industry standards and accuracy of figures. ACCION MICROFINANCE BANK RISK, CONTROL AND COMPLIANCE OFFICER JULY 2018 –May 2021 o o o o o o o o o o o o Review credit portfolio and propose appropriate corrective measures. Interpretation and Ensuring compliance with respect to organizational policies, procedures in Branches. Observations on inherent risk and by way of control to mitigate its reoccurrence. Preparation of timely and quality report as it relates to Branch compliance with respect to policy Ensuring company’s core values are not bridged in branches. Weekly call-over on operational activities ensue in the Branches. Review of the Trail Balance to ensure all entries made into the organization’s general ledger are properly balanced. Bank reconciliation review to compare and verify accuracy of records. Confirmation and verification of procured items to ensure the genuineness and reasonableness of the expenses and to also ensure they are duly approved. Plan and implement a training program on compliance matters affecting the organization to promote a compliance culture across the bank. Monitoring regulatory changes/pronouncements to ensure the business is informed of its expectations and the potential compliance/regulatory risk of non-compliance. Ensure all statutory returns are rendered to the designated regulatory and supervisory bodies in the right format, as when due and as required. Ensure continuous enhancement of mutually beneficial relationship with the industry regulators, supervisory bodies and Law Enforcement Agencies. ACCESS BANK PLC (GLOBAL TRADE UNIT) ACCOUNT AND RECONCILLIATION AUDIT TEAM SEPTEMBER 2016 -JUNE 2018 ACCESS BANK PLC (GLOBAL TRADE UNIT) ACCOUNT AND RECONCILLIATION AUDIT TEAM SEPTEMBER 2016 -JUNE 2018 • Daily call over on trade invisible transaction perform by the group. • Daily call over on foreign inflow transactions perform by the group • Offshore correspondence bank Bi-monthly reconciliation. • CBN Bi-yearly audit and register preparation. • Periodic check and self-audit on transaction perform by the group. • Evaluation of clients documents for processing of letter of credits and Bill of collection. ACCESS BANK PLC (GLOBAL TRADE UNIT) CUSTOMER INTERFACE TEAM DECEMBER 2015 –SEPTEMBER 2016 • Attending to customer enquiry on global trade. • Liaising with correspondent bank on behalf of customer. • Evaluation of client’s documents for processing of Form M. • RAR/PAAR processing uploading and monitoring. • Intermediating between customers and CBN • • • • • Weekly survey calls to customer to check level of satisfaction delivered. Preparing Bi-Monthly schedule of customer maturing obligations. Daily monitoring and advising customer of applicable insurance rate. Managing irate customer and providing adequate solution. Monthly preparation of breakdown of charges on customer corporate accounts. COMPUTER PROFICIENCY AND TECHNICAL SKILL • Excellent in use of productivity tools such as PowerPoint, MS word, Excel, Good knowledge of Team Gantt and SAGE 50 accounting package. HOBBIES: Reading, Traveling, singing, Working with people and computer PERSONAL DETAILS Nationality DOB : Nigeria :- Marital Status Gender : Married. : Female