Intekhab Bin Yousuf

Intekhab Bin Yousuf Dhaka, Bangladesh -linkedin.com/in/intekhab-bin-yousuf Summary A hardworking soul with a demonstrated history of working in financial institutions. Skilled in Financial Analysis, Financial Modelling & Valuation Analysis, Credit Analysis & Risk Management, Business Relationship Management, Branch Banking, Wholesale Banking (Corporate), Ready Made Garments Business, SME business, Business Support, and Customer Service, etc. Experience Relationship Manager| Financial Analyst | Credit Analyst (Senior Executive Officer) United Commercial Bank Limited Dec 2014 - Present (6 years 11 months +) I am working as a Relationship Manager cum Financial Analyst cum Credit Analyst in the Corporate Business Division which mainly deals with Ready-Made Garments Exporters. I have to maintain a portfolio consisting of Corporate customers where I have to provide them complete business support and perform the following responsibilities: i. Developing a customer base & accordingly visiting their office/factory premises & submitting visit reports to Management. ii. Analyzing creditworthiness of the customers (with regard to character, capacity, cash, collateral, condition and control aspects); iii. Carrying out credit analysis with due diligence (including financial analysis), assessing credit requirement of the customers(including capital budgeting & working capital estimate) and structuring credit facilities identifying the potential credit risks and mitigating factors thereto; iv. Preparing presentable Office Notes and Credit Memos to the Management/ Executive Committee of the Board/ Board of Directors of the Bank with a specific recommendation for obtaining decision; v. Communicating the decision of the Management/EC/Board to the respective customers for compliance; vi. Ensuring compliance of the bank’s own policies and regulatory (Bangladesh Bank) requirements; vii. Collaborating customers in identifying the different modes of finance in the money market, i,e. LTFF, Remediation under IFC, Bangladesh Bank Green Industry, TSL, etc. Credit Analyst United Finance Limited May 2014 - Dec 2014 (8 months) Factoring, CSF, DF, Lodgement, Statement, Bank Reconciliation, AIT, Cheque allocation Education Institute of Business Administration, Jahangirnagar University Master of Business Administration - MBA, Finance Intekhab Bin Yousuf - page 1 Enrolled Jahangirnagar University Master of Business Administration - MBA, Finance and Banking didn’t complete Jahangirnagar University Bachelor of Business Administration (B.B.A.), Major in Finance & Banking Govt. Hazi Muhammad Mohsin College, Chittagong H.S.C, Business Studies Chittagong Residential High School S.S.C, Business Studies Licenses & Certifications Credit Appraisal and Management - Bangladesh Institute of Bank Management Credit Management (Level-01) - United Commercial Bank Limited Foundation Training Course - United Commercial Bank Limited Prevention of Money Laundering, Terrorist Financing & Trade Based Money Laundering - United Commercial Bank Limited Financial Globalization, Capital Flows, and the Global Financial Cycle - Asian Development Bank Institute Reading Financial Statements - Corporate Finance Institute® (CFI- Accounting Fundamentals - Corporate Finance Institute® (CFI- Excel Crash Course - Spreadsheet Formulas for Finance - Corporate Finance Institute® (CFI- Introduction to Corporate Finance - Corporate Finance Institute® (CFI) Intekhab Bin Yousuf - page 2 - Math for Corporate Finance - Corporate Finance Institute® (CFI- Capital IQ Fundamentals - Corporate Finance Institute® (CFI- Macabacus Essentials - Corporate Finance Institute® (CFI- Accounting Principles and Standards - Corporate Finance Institute® (CFI- Scenario & Sensitivity Analysis in Excel - Corporate Finance Institute® (CFI- Professional Ethics - Corporate Finance Institute® (CFI- FP&A Monthly Cash Flow Forecast Model - Corporate Finance Institute® (CFI- Financial Analysis Fundamentals - Corporate Finance Institute® (CFI- Building a 3 Statement Financial Model - Corporate Finance Institute® (CFI- Business Valuation Modeling Part I - Corporate Finance Institute® (CFI- Business Valuation Modeling Part II - Corporate Finance Institute® (CFI- Budgeting and Forecasting - Corporate Finance Institute® (CFI- Dashboards & Data Visualization - Corporate Finance Institute® (CFI- Intekhab Bin Yousuf - page 3 PowerPoint & Pitchbooks - Corporate Finance Institute® (CFI- Presentation of Financial Information - Corporate Finance Institute® (CFI- Advanced Excel Formulas Course - Corporate Finance Institute® (CFI- Corporate & Business Strategy - Corporate Finance Institute® (CFI- Foreign Trade & Foreign Exchange (Level-01) - United Commercial Bank Limited Skills Leadership • Finance • Banking • Financial Analysis • Portfolio Management • Credit Risk • Accounting • SPSS • Microsoft Excel • Business Relationship Management Intekhab Bin Yousuf - page 4