Gerard Lucero

GERARD LUCERO 350 W 55 St Apt 4E New York, NY--OBJECTIVE Seeking to become part of a team, on either a part-time or full-time basis, that will utilize my meticulous work ethic, strong communications skills, and years of experience; I worked over four years for an international network of franchised commercial finance lenders, which provided accounts receivable financing (i.e., factoring) for small businesses. I am also a theatre performer, and bring my vibrant personality, ability to multitask, and love for people to my work. Native speaker in English and Spanish. Proficient in Microsoft Word, Adobe Pro, and Microsoft Excel. EXPERIENCE LIQUID CAPITAL EXCHANGE, INC | LIQUID CAPITAL OF AMERICA CORP. Underwriter Assistant Underwriter Factor Support Administrator • • New York, NY | Dallas, TX January 2017-April 2018 September 2015-January 2017 November 2013-September 2015 Underwriter o Mitigated credit risk, ensured Liquid Capital and franchisees had enforceable obligations with prospective clients’ eligible collateral, and blocked potentially fraudulent accounts via fraud checks, all by completing detailed reviews of: background and credit reports, UCC/lien searches, legal corporate documents (e.g., articles, operating agreements, bylaws, etc.), IRS reports, tax return filings, A/R and A/P agings, and collateral (e.g., invoices, purchase orders, contracts, agreements). o Thoroughly reviewed legal agreements between the franchisees and borrowers for accuracy. o Created deal memos for the underwriting committee with detailed summaries on prospective accounts, recommending them for approval or refusal. o Led account setups for new clients to ensure operations and franchisees were aligned so that fundings could occur seamlessly. o Reviewed all first funding requests, including schedules of accounts, invoices, and backup documents. o Approved, with sole authority, multiple new client first fundings, with a limit up to $250,000. o Developed strong client relationships with franchisees by helping them generate new business, determine risks with prospective clients, review collateral, fund accounts, complete necessary loan documentation, and operate the account management system. o Trained new underwriters on all aspects of the role. o Moved to New York City in April 2017 for personal reasons, and, due to my contributions to the organization, I was asked to work remotely, despite the fact that the role was never intended to be a remote position. Assistant Underwriter o Job position was created due to distinctive performance in my prior role. o Provided underwriting assistance for both factoring and purchase finance prospects by completing background and credit checks, UCC/state lien/county lien searches, state records searches, corporate documentation reviews, IRS tax report reviews, and bespoke reviews and searches depending on the risks of a particular potential borrower. Went above and beyond to thoroughly review collateral and agings, and persistently raised concerns to the underwriting team when appropriate. o Established strong client relationships with the franchisees by helping them create legal agreements and navigate the account management system and fund accounts Factor Support Administrator o Managed internal factoring client accounts by completing comprehensive reviews of funding requests, overseeing accounts in the account management system on a daily basis, verifying and confirming invoices to be purchased, and disbursing funds to the clients. o Proactively supported the team in any way possible by initiating background and credit searches on individuals, processing UCC, judgment, and lien searches on prospects (both on individuals and companies), generating state business entity searches, and analyzing corporate documentation. o Supported franchisees by assisting them with account management inquiries, collateral review inquiries, and legal agreement execution requirements. o Managed administrative office duties that included updating the corporate office expense report spreadsheets, ordering necessary office supplies, and gathering information on prospective client leads for franchisees. § • SAMBUCA - UPTOWN Banquet Captain | Trainer • • • • • Dallas, TX December 2012 - December 2013 Managed the catering team to ensure that we delivered an unforgettable experience for our clients. Directed client requests to the catering department and ensured that everyone was prepared execute a successful event. Delegated duties within each event, such as: bartending, serving, passing appetizers, passing cocktails/wine, etc. Reviewed billing for accuracy and managed payment any billing disputes Trained new servers to the Sambuca standards, including how to present wine to the table, how to serve the plated meals, how to complete side work, how to enter orders in the computer system, and how to setup events. EDUCATION Huntsville, TX August 2010 - January 2011 SAM HOUSTON STATE UNIVERSITY Theatre Major • • 12 Hours Completed 3.75 GPA Waco, TX August 2006 - May 2010 MCLENNAN COMMUNITY COLLEGE Theatre Major • • • 95 Cumulative Hours Completed 3.794 GPA Phi Theta Kappa 2008 ADDITIONAL INFORMATION • Dedicated CrossFitter, fanatic theatergoer, musician, painter/drawer, and lover of Instagram. REFERENCES • • • Josie Morales, Assistant VP, Operations at Liquid Capital: - Andy Meroney, Vice President, Operations at Tacoma Capital, Inc: - Former manager at Liquid Capital Dr. Karen Albrecht, Private Voice, Music Director: -