Fatima Rufai

FATIMA RUFAI EDUCATION Ivey Business School, Western University Apr 2026 Candidate for Master of Business Administration, MBA Ladoke Akintola University of Technology BTech in Accounting Apr2014 CERTIFICATION & MEMBERSHIPS Chartered Financial Analyst (CFA). Passed CFA Level 1 2023 Financial Modelling and Valuation Analyst (FMVA). Corporate Finance Institute 2022 Association of Chartered Certified Accountants (ACCA) Diploma in IFRS Institute of Chartered Accountants of Nigeria (ICAN), Associate Chartered Accountant (ACA- EXPERIENCE Aventus Group – Senior Finance Manager | Mar 2024 – Feb 2025 • Financial Systems & IFRS Compliance: Designed and implemented accounting systems and processes, standardizing workflows and automating reporting, which reduced month-end closing time by 40% and ensured 100% audit readiness. • Tax Planning & Compliance: Developed and executed corporate tax strategies aligned with Tax Law, ensuring accurate filings an timely remittances, resulting in zero penalties and improved regulatory compliance. • Financial Record Management: Managed and maintained financial records for parent and subsidiary entities, implementing standardized reporting templates and controls, increasing data accuracy by 30% and enabling faster decision-making. • Treasury & Asset Optimization: Led treasury and liquidity management initiatives, optimizing cash flow, capital allocation, and asset utilization, which increased operational efficiency and contributed to a 15% improvement in profitability. • Bank Reconciliation & Financial Control: Conducted comprehensive bank reconciliations and internal audits, identifying and resolving discrepancies, ensuring 100% transaction accountability and enhancing internal control reliability. • Management Reporting & Analysis: Prepared management accounts and performed financial analysis, highlighting trends and making actionable recommendations, resulting in 20% productivity improvements and informed strategic decisions. Regent Microfinance Bank Ltd – Financial Manager | Feb 2019 – Feb 2024 • Regulatory Reporting & Compliance: Prepared monthly CBN and NDIC returns, management accounts, budgets, and performance reports, achieving 100% compliance and providing insights for executive decision-making. • Treasury & Financial Stability: Implemented financial controls and liquidity strategies, strengthening governance and driving a 32% increase in profitability. • Advisory & Risk Management: Acted as a trusted advisor to senior management on investments, risk management, and performance strategies, reducing financial risk exposure to less than 1%. • Bank Reconciliation & Accuracy: Conducted reconciliations of bank statements, resolving discrepancies and ensuring 100% transaction accountability across operations. • Stakeholder Collaboration: Partnered with auditors, regulators, and financial institutions to maintain 100% regulatory compliance and build strong external relationships. • Statutory Remittances: Oversaw remittance of PAYE, WHT, sales tax, and pensions, reducing risk of penalties to <1% and improving timeliness by 65%. Ecoinsurance Broker Ltd – Financial Analyst | Feb 2018 – Feb 2019 • Accounting Systems & Reporting: Optimized accounting systems and processes, improving reporting efficiency and accuracy by 72% through tighter controls and reconciliations. • Budgeting & Cost Analysis: Monitored expenditures against budget and forecast, applying advanced financial analysis to uncover cost-saving opportunities and improve financial discipline. • Internal Controls & Risk Reduction: Reviewed internal controls, implemented process improvements, and reduced operational and financial risks to less than 1%. • Reconciliation & Accountability: Conducted reconciliation of production schedules with bank statements, resolving discrepancies and ensuring 100% reporting accuracy. • Debt & Investment Management: Analyzed debt profiles and provided investment recommendations, maximizing returns and contributing to the company’s financial stability. • Policy Development & Efficiency: Designed and enforced financial policies and procedures, improving operational efficiency by 23% and reducing risks by 35%