Summary
Faraz Ahmed
Assistant Vice
President
Contact
Results-driven Product Manager with over 15 years of experience in the payment domain and card
issuance industry and Software Development. Proven track record of leading cross-functional teams,
delivering innovative products, and managing complex technical projects. Skilled in product strategy,
user-centric design, and roadmap development. Adept at transforming business requirements into
market-leading solutions and driving operational efficiency through effective stakeholder management
and process optimization.
Experience managing technical accounts, including building, and maintaining relationships with key
stakeholders and identifying new business opportunities.
Strong understanding of technical products and services, and the ability to communicate technical
information to non-technical stakeholders.
Address: Sharjah, UAE
Phone:
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E-mail:-LinkedIn:
https://www.linkedin.com/i
n/faraz-ahmed-8b860755/
Core Competencies
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Skills
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Managerial Expertise:
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Solution Architect
Leadership
Team Building
Strategic Planning
Leading projects
Strategic planning
Supervision
Pre-Sales
Product Management
Product Enhancement
Application Presentation
Demo to Client
● Agile
● Process Improvement
● Project Management
● Customer Satisfaction
● Understanding Business
Requirement
● Technical Project Plan
Development & BRD
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Technical Expertise:
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Payment Domain
(Issuance and Card
Industry)
EMV
EMV Data Preparation
Tokenization
Payment Processing
Payment Security
Product Management: Product Strategy, Feature Prioritization, Lifecycle Management,
Roadmap Planning, Go-to-Market Strategy
Stakeholder Engagement: Cross-Functional Team Leadership, Vendor and Client Collaboration,
Non-Technical Stakeholder Communication
Technical Expertise: Payment Domain, Payment Security, API Integration, System Architecture,
EMV
Strategic Planning: Business Requirement Analysis, Technical Project Plan Development, Risk
Management, Process Improvement
Leadership: Team Building, Mentoring, Project Management, Resource Allocation, Agile
Methodologies
Work Executive Summary
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Experience with presenting technical information and demos to clients.
Proven ability to lead cross-functional teams and manage multiple projects simultaneously.
Strong communication and interpersonal skills, with the ability to build and maintain
relationships with clients, partners, and internal teams.
Strong problem-solving abilities, with the ability to identify and resolve technical issues.
Responsible for leading and managing a team of developers, providing direction and guidance,
and ensuring that projects are completed on time and within budget.
Responsible for managing the development budget, including allocating resources, tracking
expenses, and reporting on financial performance.
Responsible for overseeing the development and launch of new products and working closely
with other departments, such as marketing and Business, to ensure that products meet
customer needs and are produced efficiently.
Experience in leading EMV CHIP card project, PCI DSS, Verified by VISA, Mastercard, Contactless
cards.
Knowledge of Various EMV Chips
Lead Development team to integrate Embosser with Personalization Application for card printing
and Personalization.
Worked as an application support Team Leader, supported multiple applications such as Card
Personalization System, Central and Instant issuance, Reconciliation System, Banking Kiosk.
Leading Card Personalization Bureau Setup and Involve Logical security Audit
Leading Key Management Process (Generation, Loading, Destruction)
Designing of Banking Kiosk process flow with different modules.
Responsible for clarifying Internal and external Auditors.
Responsible for filing BRD and creation of technical Proposal for Projects and share with PMO
team.
Presentation of Application in front of Client
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HSM, Key Management
ISO 8385
MasterCard/Visa
Specification
EMV Card
Personalization
Cryptography
UL Test Tool
SQL Server
C#, ASP.Net Core,
React.Js
MS office packages
(PowerPoint, Excel, Visio,
MPP, Outlook etc.)
Web API Integration
Technical
Documentation
Projects:
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Smart Center Market
Place Application
Kiosk Solution for various
Banks
Instant Issuance Solution
Central Issuance Solution
EMV Chip Migration
Projects
(Visa/MasterCard)
Hardware Integration in
Kiosk for different
Modules
Different Mobile
Applications
Process Automation
POS Management
Application
Other Web Applications.
Languages
English
Hindi
Urdu
Work History
Assistant Vice President-Perso
OMA Emirates, Sharjah, UAE
July 2024- Current
Sr. Manager Payment System
OMA Emirates, Sharjah, UAE
July 2021- June 2024
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Responsible for the launch and overall product management of the Nano Perso cards processing
platform.
Provide technical project management for over 100 projects of Chip Migration, Central and
Instant issuance.
Wrote technical documentation with an emphasis on Business Requirements, Technical
Specification’s, and Statement of Work.
Worked cross-functionally with sales, designers, developers, and business team to ensure the
timeline of deliverables.
Worked closely with product owners and software engineers to groom product backlogs, setting
priorities, and decreasing development time.
Collaborate and work with various internal departments and external vendors in the launch and
implementation of the processing platform for specific clients in the specific markets and regions.
This involves working with the technical teams for roadmap, feature, and release management.
Definition of platform features include creating detailed user and process flow technical level
designs and algorithms to satisfy the feature requirements.
Working with clients to define business requirements from the high level down to the detailed
levels.
Work with the technical development teams to review the solution and technical designs with an
understanding of how the solution impacts the overall platform architecture.
Project management skills and can track resource plans, communication plans, risk mitigation
plans and issue resolution plans.
Work with the technical testing teams to review the test cases and testing to ensure newly defined
platform features are properly tested.
Some platform features require the development of new APIs for which field level designs are
required.
Work closely with client project manager during all phases of development lifecycle.
Manage and handle critical processes involving sensitive data. (Key Management activity for Third
Party Banks)
Planning future roadmap for product with respect to design and application architecture
Investigating and understanding new technologies related to EMV issuance.
Work with our processing partners to ensure the card processor’s platform has features that are
needed for the specific markets in question and where there are gaps to draft up the solution in
conjunction with our partners and have that delivered in a timely manner.
Work with our processing partners to complete the required Visa & Mastercard scheme
certifications for each country and region where OMA client launches cards & issuing services.
Working experience in Debit, Credit, Prepaid, WPS.
Working experience on Authorization and acquiring.
Clearing and settlement with schemes and host.
Work with internal teams to create, maintain review all product documentation which may
include marketing presentations, fact sheets, instructional documentation, use cases, product and
functionality specifications, API, business requirement documents and other technical
documentation etc.
Manager Project Issuance
OMA Emirates, Sharjah-UAE
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Apr 2017 to Jul 2021
Manage and handle critical processes involving sensitive data. (Key Management activity for Third
Party Banks)
Planning future roadmap for product with respect to design and application architecture
Investigating and understanding new technologies related to EMV issuance.
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Kiosk Based instant issuance project
Improvement of existing applications by analyzing and identifying areas for modification
Supervise all employees in production and technical control departments, including assigning
tasks, approving schedules, and ensuring compliance with timelines
Work closely with client project manager during all phases of development lifecycle.
Provide consultation to banks with respect to plastic certification, SIT, UAT, implementation and
Post deployment issues.
Experience in certification of personalization bureau facilities for MasterCard and VISA
Experience in migrating Card Management System for EMV chip card issuance both for M/Chip,
and VSDC card Issuance.
Assistant Project Issuance
OMA Emirates, Sharjah-UAE
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Sep 2014 to Apr 2017
Provide technical support to customers during implementation and getting certification with card
schemes (VISA/MasterCard/American Express/China Union Pay).
MCHIP and VSDC application Personalization and Certifications for Issuing Banks.
Provide consultation to banks with respect to plastic certification, SIT, UAT, implementation and
Post deployment issues.
Customer Communication and Satisfaction
Software Design and Development regarding new modules and enhancements.
Improvement of existing applications by analyzing and identifying areas for modification
Problem-solving and thinking laterally as part of team, or individually, to meet needs of project
KEY management in EMV, Payment systems Major Certifications:
Key Management Responsibilities
EMV Migration for Issuers
Data Transfer / File Encryption
Visa/MasterCard Design/Plastic Specifications
Software Developer
Jan 2009 to Mar 2013
Dz Card India Pvt Ltd, Gurugram, Haryana. India
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Managing EMV data preparation for all banks
Software Design and Development about new modules and enhancements
Improvement of existing applications by analyzing and identifying areas for modification
Involve Master Card & Visa Annual EMV Audit
Problem-solving and thinking laterally as part of team, or individually, to meet the needs of project
Performing IT Administration Task. like - Maintenance of Domain Controllers and Active Directory
Services including implementation of Group Policy, Software deployment, Server Activities
Education- to- to 2003-07
1999-06 to- to 1998-04
Certified associate in project management (CAPM)®Course Completed
from Simplilearn
Master of Computer Applications (M.C.A.): Computer Science
Punjab Technical University - Jaipur
Bachelor of Computer Applications (B.C.A.): Computer Science and
Programming
MCRP University - Jaipur
Senior Secondary (12th): Science Education
Govt. Sr. Secondary School - Baskripal Nagar, Alwar
High School Diploma
Govt Senior Secondary School - Kishangarh Bas, Alwar
PROFESSIONAL RECOGNITION AND AWARDS
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Best Team in Project Deliveries in 2014
Best Performer of the Year in 2015
Best Team of the Year in 2015
Member of OMA Cricket team as a player.
Personal Information
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Nationality: India
Passport No: U-
Passport Expiry Date: 24/08/2030
Visa Type: Residence
Father's Name: Late Mr. Aftab Ahmed Warsi
Date of Birth: 28 April 1983
Permanent Address: Kishangarh Bas, District: Alwar, State: Rajasthan, India
Interests: Spend time with family and friends, Join Religious Activities, Traveling