Eduardo D Tamayo Jr

Eduardo Tamayo AGE 43 LOCATION Manila EMAIL-MOBILE NUMBER - YEAR OF EXPERIENCE > 10 years Ability to navigate multiple computer systems and applications to extract information quickly, accurately, and efficiently. Able to work effectively, as well as independently, in a high-volume team environment. Experience SETTLEMENT OFFICER • Ensured integrity of all data and process inputs • Obtain and review customer documents and clear conditions • Responsible for completing disclosures, lock rates, ordering title work and appraisal • Responsible for running loans through Loan Prospector/Desktop Underwriting approval • Ensure accuracy of documents sent to closing, including but not limited to borrower names, rate, term and loan type, first payment date and escrow information • Prepare loan closing documents within Production Software System (Encompass) • Analyzing and interpreting compliance reports SALES SUPPORT OFFICER EMAPTA Versatile Services Inc. Nov 2018 - Mar 2020 - 2 years • Responsible on processing the Loan Application of a client in behalf broker/case owner • Checking the validity and accuracy of the provided documents of an applicant such as ID's, Pay slips, etch • Responsible in entering information needed into different lender systems • Generates and processes new sales leads as necessary • Follows up with customers to make sure that they are satisfied with a particular product • Exerts attention to detail, as customers may have the same problems; reports the problems as necessary • Updates all contact information for client Does any necessary administrative work including filing reports or presenting sales team with necessary documents • Preparing pre-sales and post sales documents • Submitting applications to Lenders and Provider Maclean Financial Jul 2021 - Present • Undertake verification of acceptable proof of income documents and other supporting documents • Liaising with brokers, and lenders to ensure that loans are approved as efficiently as possible • Strong attention to detail • Processing transactions within agreed turnaround times and consistent accuracy in a high‐volume environment • Generating Contract to sign documentation for the customer • Generating Brokerage Invoice and Private Sale Invoice [if necessary] INITIAL DISCLOSURE ORIGINATOR EMAPTA Philippines [Homeside Financial] Aug 2020 - Apr 2021 - 1 years • Gathering borrower information to make a complete application and lock loans, if necessary,submit the application to the underwriter for pre-approval. PHL SENIOR SPECIALIST JPMORGAN Chase & Co. Mar 2011 - Nov 2018 - 7 years Home Equity QC • Effectively process and manage individual working pipeline • Ensure quality loan files and meet member service level expectations • Monitor and review processor pipelines and files to ensure consistency of loan process for all members through utilization of internal checklists and clear and concise documentation within loan system • Analyze and validate documentation in accordance with applicable mortgage lending requirements and internal lending policies • Submit documentation to third party vendor to resolve titling/vesting issues, unreleased liens or judgments, or other forms of recorded encumbrances on collateral affecting lien position • Ensure all documentation is saved to imaging system for accurate record retention page 1 of 2 Document Retrieval • Verify receipt of all documents received and check for accuracy and completeness • Records duties include archiving/storage, retrieval, and reconciling documents as received Imaging duties include setup, document preparation and scanning documents into database and returning electronic files to appropriate business lines • Prepares documents for review, follows up with clients and modifies contracts within established procedures while meeting quality standards • Monitor daily work lists and queues to process work within set time constraints • Document Validation of HUD/CD, Final 1003, TIL, GFE/LE, and other documents for RESPA/TILA review • Use of CLM-LOS and other related systems to process and validate loans possible existence of duplicate loans • Performs Data entry and validation of information related to Loan Integrity – loan assessment using Data Verify LEGAL SUPPORT SPECIALISTS Global Strategic Business Process Solutions Aug 2008 - Feb 2011 - 3 years • Cross-check and validate information, draft legal documents including complaints, assignment of mortgage, title report, motion and order to reset sale and legal agreements • Requesting further information for documents that are deemed incomplete • Entering information into specific files or forms from recorded material, handwritten pages or figures contained in printed files. Education Bachelor’ s i n C o m p u t e r S c i e n c e Compliance • Developed and revised policies and procedures of the federal compliance program • Evaluated and interpreted federal laws and regulations and assisted in improving business practices • Reviewed and updated fair lending and servicing related policies and procedures • Identified impact to mortgage servicing business Bidding ICCT Colleges 1997 - 2000 Skills Microsoft Office, Adobe, mortgage process, Microsoft Windows • Develops new bid procedures and standards as required • Maintains accurate and consistent electronic files and documentation search for the most effective way of disposing of the property • Determine the most effective way to recover the max amount of funds in a swiftly manner • Gather information so that all decisions to dispose of the property once it reaches this department can be approved by the president of mortgage servicing • Daily monitoring of property for bid near sale date – not to miss the bid/sale page 2 of 2